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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

I've not been able to use take 3 as often as I would...

I've not been able to use take 3 as often as I would like. Otherwise a good service Reviewed on: 30th May 2025

I have a very good experience with paypal.

I have a very good experience with paypal. Whenever I got any problem paypal solved it. Reviewed on: 30th May 2025

PayPal review

I use PayPal for all the transactions that I can, it's safe and secure and I can't be scammed or have my details stolen . Reviewed on: 30th May 2025

Interest free 3 month payment plans

Interest free 3 month payment plans are simple and effective. Reviewed on: 30th May 2025

Really easy to use with the app.

Really easy to use with the app. Not so easy to schedule payments Reviewed on: 30th May 2025

Yay pay pal

I've been with pay pal for a while now very handy and very easy to deal with never had any problems and have recommended pp a few times Reviewed on: 30th May 2025

Brilliant.

Brilliant. Everything as expected. Reviewed on: 30th May 2025

PayPal Credit

Using PayPal Credit regularly. I have purchased all sorts of things both in the UK and abroad using PayPal credit. Very comfy interest-free refund within four months. Recommend Reviewed on: 30th May 2025

Always had an excellent experience with PayPal, make...

Always had an excellent experience with PayPal, makes me feel confident making payments Reviewed on: 30th May 2025

PayPal is easy and convenient.

PayPal is easy and convenient to use, without any hassle. Everything is clearly explained at the beginning and they keep you informed throughout any credit periods. Reviewed on: 30th May 2025

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