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PayPal: PayPal Credit reviews

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4.90
Based on 107,863 reviews, last reviewed 15th May 2026
2630200% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My PayPal Experience PayPal service has been really great, no issues and a lot of great opportunities. The pay in 3 is very useful with zero interest, it helps plan expens... Read more Reviewed on: 15th May 2026
Kabele J's avatar
Kabele J

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (107863)

Easy and convenient to use.

5
Easy and convenient to use. Always clear to understand the transactions. I would miss it if I didn't have it. Reviewed on: 13th May 2026
Anna H's avatar
Anna H

Its always been very easy and withoit faults paying...

5
Its always been very easy and withoit faults paying through paypal and using paypals app. Good service, fast payments, all roumd really happy with paypal and its services. I love that paypal doesnt charge fees when paying friends and family too. Reviewed on: 13th May 2026
Stephanie F's avatar
Stephanie F

PayPal has been a reliable way for me to manage my m...

5
PayPal has been a reliable way for me to manage my money in an affordable way. Reviewed on: 13th May 2026
Joanne's avatar
Joanne

Excellent customer service always happy to help and...

5
Excellent customer service always happy to help and the app is clear and easy Reviewed on: 13th May 2026
Jonathan y's avatar
Jonathan y

I have never had any bad experiences with PayPal cre...

5
I have never had any bad experiences with PayPal credit, it is easy to use and pay with and you can now have a digit wallet card which makes it easier to pay in store Reviewed on: 13th May 2026
Alex M's avatar
Alex M

PayPal the secure and hassle free way to pay

5
PayPal has always made paying quick and hassle free for myself. Paypal always gives me different options to pay from pay instantly or spread interest free. Also security gives me good peace of mind. Paypal is my preferred payment method. Reviewed on: 13th May 2026
Martin C's avatar
Martin C

Quick & easy to set up

5
It was quick & easy to set up, direct debit for repayment are quick & easy too. Great to be able to manage so much in ine location Reviewed on: 13th May 2026
Nicola W's avatar
Nicola W

Excellent

5
My experience with paypal is outstanding. Reviewed on: 13th May 2026
Abdullah's avatar
Abdullah

User-friendly, useful.

5
User-friendly, useful. beneficial Reviewed on: 13th May 2026
Baran S's avatar
Baran S

Always positive experiences, payments are prompt, re...

5
Always positive experiences, payments are prompt, returns proces very fast Reviewed on: 13th May 2026
Dariusz Sawicki's avatar
Dariusz Sawicki

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