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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Easy to use.

Easy to use. Great customer service Reviewed on: 14th July 2026

I find PayPal so easy to use ...

I find PayPal so easy to use it really works for me Reviewed on: 14th July 2026

So far so good I would recommend to everyone...

So far so good I would recommend to everyone Reviewed on: 14th July 2026

Fair interest rate.

Fair interest rate. Only cancelled due to me trying to lower my credit available Reviewed on: 14th July 2026

Always reliable

I can rely on PayPal always to enable me to pay easily and securely and my expenses are always safe. Reviewed on: 14th July 2026

I’m very stressfree when I pay with PayPal.

I’m very stressfree when I pay with PayPal. Reviewed on: 14th July 2026

Good for use and very easy

Its a easy for use. I am very happy to use it Reviewed on: 14th July 2026

Easy to access and use credit line

Easy to access and use credit line with clear payment processing. 0% relief offer is excellent for purchases that are needed but not planned, allowing managed payment without incurring financial penalty. Added feature of a physical card has also made the account a great deal more accessible and flexible to other forms of payment. Reviewed on: 14th July 2026

Paying with Paypal is usually very easy and takes ju...

Paying with Paypal is usually very easy and takes just a few steps. Reviewed on: 14th July 2026

PayPal staff are really efficient get to the bottom...

PayPal staff are really efficient get to the bottom of any problem really quickly and solve any issues. Reviewed on: 14th July 2026

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