Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

View other PayPal products

4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50807)

excellent service, easy to use app

excellent service, easy to use app Reviewed on: 30th May 2025

Pay Safe.

Always a safe and efficient way to pay for goods or services Reviewed on: 30th May 2025

Excellence in internet shopping

Transactions made are safe, reliable and expedient. Reviewed on: 30th May 2025

Very good experience.

Very good experience.services are good too Reviewed on: 30th May 2025

Thumbs up

Easy to use and self navigate. Good customer service. I like the reminders for paying the credit off, life gets busy and people do forget. Reviewed on: 30th May 2025

PayPal is a platform that I can trust.

PayPal is a platform that I can trust and rely on. I predominantly utilise paypal credit and I think this a great tool for when I need to spread the cost of a purchase with reasonable amounts of interest, or in most cases no interest for a certain time period. The customer service is exceptional and I have never had any problems when using PayPal. Very happy customer. Reviewed on: 30th May 2025

Easy transactions.

Easy transactions. Issues resolved in a timely manner Reviewed on: 30th May 2025

Great service always great deals available just by t...

Great service always great deals available just by the clock Reviewed on: 30th May 2025

KT - PayPay review

Good and very convenient for online purchases. Reviewed on: 30th May 2025

I have had PayPal for years and it is a very trusted...

I have had PayPal for years and it is a very trusted platform with good incentives to use PayPal credit. Never had a problem! Reviewed on: 30th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.90 from 369 reviews
Retail Finance
from V12 Retail Finance 4.71 from 25 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.00 from 1 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub