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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50808 reviews)

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4.91

Based on 50,808 reviews, last reviewed 12th Mar 2026

200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

cccccccccccccccccccccccccccccccccccccccccccccccccccc... cccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccc Reviewed on: 12th March 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50808)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very easy alway handy quick to use.

Very easy alway handy quick to use. Reviewed on: 30th May 2025

Easy to use and very clear on rates etc

Easy to use and very clear on rates etc Reviewed on: 30th May 2025

I appreciate the security from PayPal while shopping...

I appreciate the security from PayPal while shopping online that I do very often it gives peace of mind Reviewed on: 30th May 2025

Easy to use

So easy to use and provides great flexibility. Easy to manage within the regular PayPal app. Reviewed on: 30th May 2025

Statrting my journey in photography could not have b...

Statrting my journey in photography could not have began without Paypal Credit as I needed to get some equipment which as anyone will know could be very expensive. Luckily for me, I had access to Apypal Credit and was able to make my purchases. I ended up paying back within the required timescale as the camera without accruing any interests. Best deal i've ever done. I also had my credit limot increased and this has helped greatly in managing my business cashflow. Reviewed on: 30th May 2025

PayPal credit is an excellent option for paying for...

PayPal credit is an excellent option for paying for a purchase using installments, there is an excellent deal for 0% interest if purchased is paid within 4 months.. which is a longer monthly repayment option that most other payment plan competitors. I have enjoyed using PayPal credit and statments and the app is easy and straightforward to use, such as with making payments and checking balance. I've never had an issue using PayPal credit and it is really useful when you need to make a purchase big or small. There is also the security element to purchases, where you know your money and purchases are protected with PaPal. Reviewed on: 30th May 2025

Very easy to use.

Very easy to use. You simply select your credit options such as pay in 3, pay nothing for 4 months at 0% and even credit options for longer term for larger purchases. No waiting for approval. Reviewed on: 30th May 2025

Very easy to use and helpful customer service.

Very easy to use and helpful customer service. Reviewed on: 30th May 2025

Easy to use and convenient to spread the cost of pur...

Easy to use and convenient to spread the cost of purchasing Reviewed on: 30th May 2025

Yes it's good .

Yes it's good . But some time we face problems like we have good history of statements but we can't purchase. Reviewed on: 30th May 2025

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