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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181056 reviews)

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4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181056)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Quick and easy every time

Easy to apply and get aproved quickly, sometimes get offers for 0% for longer which is a great option, or the pay in 3 is great when you need to split a big purchase up Reviewed on: 14th July 2026

Great service , happy with overall process

Great service , happy with overall process Reviewed on: 14th July 2026

I find it very easy to use and love the...

I find it very easy to use and love the pay in 3 Reviewed on: 14th July 2026

Fuss free

Easy and convenient abroad or home Reviewed on: 14th July 2026

I have used PayPal, and paypal credit for many years...

I have used PayPal, and paypal credit for many years and have never had an issue. It's incredibly easy to use, calculate fees / interest and make payments. In the past I have had issues with my email being hacked and my paypal account compromised. PayPals customer service resolved this super quickly for me with very little headache, which is hugely reassuring. Reviewed on: 14th July 2026

I have been using PayPal for a long time now, I find...

I have been using PayPal for a long time now, I find them very useful and helpful when doing the pay in 3 & to tranfer money safely & if anything ever goes wrong they attend to you swiftly. Reviewed on: 14th July 2026

Great payment method

Never any problems, Reliable and secure payment method Reviewed on: 14th July 2026

Ive been using paypal credit for a number of years a...

Ive been using paypal credit for a number of years and never had any issues. Its extremely easy to use and monitor through the app. Consistent repayments also reflect well on credit scores so a good alternative to high interest credit cards for score building. Accepted almost everywhere so again, very easy to use. Reviewed on: 14th July 2026

I think the service is great.

I think the service is great. My issues always get resolved quickly online Reviewed on: 14th July 2026

Clear information and instructions.

Clear information and instructions. Easy to use, secure, credit spread by installments. Website very easy to navigate. Reviewed on: 14th July 2026

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