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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148746 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148746)

Great service!

Great service! I love how it’s all available in one app and super user friendly. Paypal is trustworthy and I feel safe using it and putting my money into it Reviewed on: 2nd July 2026

Really easy to use, good value and available for mos...

Really easy to use, good value and available for most purchases Reviewed on: 2nd July 2026

Very good easy to use, app is excellent

Very good easy to use, app is excellent Reviewed on: 2nd July 2026

No drama, just pay later

I find this handy for bigger unexpected spends. I can spread the cost and still avoid paying interest! Reviewed on: 2nd July 2026

Easy to use.

Easy to use. With it had more options. Reviewed on: 2nd July 2026

No nonsense, easy to use and set up.

No nonsense, easy to use and set up. Virtual and/or actual cards available for the account. The interest free period is a game changer. Reviewed on: 2nd July 2026

Best credit provider

I have been using Paypal credit for years now and can truly say I’ve never experienced any issues. The credit offers available are excellent, it is also very affordable in terms of the interest charged and I have recommended friends and family. I will continue to use Paypal Credit and keep recommending to others. Reviewed on: 2nd July 2026

What a nice feature paying in 3 months with no inter...

What a nice feature paying in 3 months with no interest, it is not usual in the UK , asked my English friend and he said it must be some trick :) . He has no idea how many people use credit card in Türkiye , Reviewed on: 2nd July 2026

easy to use and to follow.

easy to use and to follow. App makes it very simple to pay Reviewed on: 2nd July 2026

Prompt Service

Quick to reply about queries. Resolution reached easily. Reviewed on: 1st July 2026

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