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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50808 reviews)

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4.91

Based on 50,808 reviews, last reviewed 12th Mar 2026

200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

cccccccccccccccccccccccccccccccccccccccccccccccccccc... cccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccc Reviewed on: 12th March 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50808)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It’s very helpful to pay and handy to use in may sit...

It’s very helpful to pay and handy to use in may site I buy products from Reviewed on: 30th May 2025

Paypal is convenient and practical

I enjoy using PayPal because it is so convenient and gives you much options how to pay or to spread the payments to ease large amounts. The benefits are far and beyond and you are always alerted about payments before the deadline dates. A great asset to my financial outgoings each month. I thoroughly recommend this way of organising your spending outputs. Reviewed on: 30th May 2025

Convenient, Flexible and Reliable

The convenience, availability and flexibility is incredible. I miss it when companies don’t offer payment plans with Paypal. I love the credit option and pre-approved pay in 3; both options help me manage my finances. Also, the communication is great. When there’s a payment coming up, I get a reminder, so good! One suggestion though, payment is taken from the account quite later than a set direct debit date, which sometimes messes up with the account. If payment is taken on the same date, it will be one less thing to worry about. Reviewed on: 30th May 2025

I use PayPal for years.

I use PayPal for years. Great way to purchase goods and send money to suppliers Reviewed on: 30th May 2025

Easy to use app, keep track of your spending by view...

Easy to use app, keep track of your spending by viewing transactions, helpful staff offering excellent customer service everytime. Reviewed on: 30th May 2025

Excellent services and offers, plenty of time to buy...

Excellent services and offers, plenty of time to buy something any pay in 4 months without any interest Reviewed on: 30th May 2025

PayPal excellent

Use PayPal quite often never any issue & very easy to use. PayPal is excellent. Reviewed on: 30th May 2025

Used Paypal for many years now, one of, if not THE s...

Used Paypal for many years now, one of, if not THE safest way to move money about online. Had 2 issues with past suppliers of services and Paypal were very fast to resolve the issue and get money returned to my account, highly recommended Reviewed on: 30th May 2025

Good customer service and easy to use

Good customer service and easy to use Reviewed on: 30th May 2025

Perfect for splitting the cost of large purchases

I have used PayPal credit for several big purchases eg. Phone, bed and even flights! It has been a great way to spread the cost of something I couldn't justify buying all in one go and making things happen. I am going on a hen do in September and without Paypal credit there is no way I could have justified booking the flights. PayPal credit is transparent and user friendly meaning you know exactly what to expect from the service. Reviewed on: 30th May 2025

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