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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148768 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148768)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Competitive rates and ease of use

The interest rates are competitive and clearly explained, which makes managing payments straightforward and stress-free. What really stands out is the customer service — quick to respond, helpful, and genuinely keen to resolve issues. Overall, it’s a reliable and convenient credit option that I’d happily recommend. Reviewed on: 2nd July 2026

Good experience I recommend anyone

Good experience I recommend anyone Reviewed on: 2nd July 2026

PayPal has always been very easy to use and fair...

PayPal has always been very easy to use and fair Reviewed on: 2nd July 2026

Hassle free .

Hassle free . And everything is clear and easy to use. Payment flexibility. The best money factory out there. Reviewed on: 2nd July 2026

Highly recommended

My experience has been great so far and I’ll continue to use and recommend PayPal to my friends and family Reviewed on: 2nd July 2026

Very good, very nice!

Very good, very nice!!!!!!! Definitely recommend Reviewed on: 2nd July 2026

Every time I have used pay pal or needed assistance...

Every time I have used pay pal or needed assistance from them they have been excellent and helped me out. The app is user friendly and is very easy to use. I cannot fault my experiences at all. It is starting to become a go to. Reviewed on: 2nd July 2026

A very reliable service

A very reliable service that gives confidence if there are any transaction issues Reviewed on: 2nd July 2026

Easy to use PayPal

Its easy to use PayPal and great when you want to pay in installments. Manageable payment plans and credit is processed quickly. Its safe and secure. Reviewed on: 2nd July 2026

I only called you once a long ago but it wasn’t good...

I only called you once a long ago but it wasn’t good experience. Person who served me wasn’t helpful. It had been double charged after a purchasing. I don’t get money back. Reviewed on: 2nd July 2026

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