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PayPal: PayPal Credit reviews

4.90
Based on 108,088 reviews, last reviewed 16th May 2026
2640100% increase in 5 star reviews
in the past 90 days
7650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple to use and understand. Simple to use and understand. You an easy purchase and make a payment Reviewed on: 16th May 2026
Neil 's avatar
Neil

Latest lowest rating:

1

PayPal itself is a very useful tool, my issue with i... PayPal itself is a very useful tool, my issue with it is in relation to the owner. Reviewed on: 16th May 2026
Voltoth's avatar
Voltoth

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108088)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Extremely truthful and easy to use

5
Extremely truthful and easy to use Reviewed on: 13th May 2026

No problems with my experience with paypal.

5
No problems with my experience with paypal. Reviewed on: 13th May 2026

Great service, great app easy to use

5
Great service, great app easy to use Reviewed on: 13th May 2026

5 Star Service and Product Highly Recommended.

5
I use PayPal on a daily basis, both with the standard credit facility and Pay 3, helping to spread the cost of everyday living and those extra little purchases in life. They provide an excellent service at little or no cost with interest, better than any bank I have used in the past. So simple and easy to use, I wouldn't be without them and would recommend them to all. Thank you PayPal, 5 Star Service and Product. Reviewed on: 13th May 2026

Easy affordable credit.

5
Easy affordable credit. Simple activation Reviewed on: 13th May 2026

Great job!

5
Great job!! PayPal makes my life easier Reviewed on: 13th May 2026

Friendly credit approach.

5
Friendly credit approach. Highly recommended! Reviewed on: 13th May 2026

I have been using PayPal for years.

5
I have been using PayPal to buy things fir years. Sometimes on credit over time and sometimes in 3 installments but it's always so easy to use and pay back via the app. Reviewed on: 13th May 2026

Very good and easy to use .

5
Very good and easy to use . I always use PayPal for book fly tickets. And help me to give time to pay the tickets in 3 months with 0 interest. Reviewed on: 13th May 2026

A positive experience.

5
Very pleased with all of our PayPal experiences. Would highly recommend especially for security. Easy access to accounts. Easily understandable. No fancy jargon. Reviewed on: 13th May 2026

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