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PayPal: PayPal Credit reviews

4.73
Based on 180,974 reviews, last reviewed 20th Jul 2026
233% increase in 5 star reviews
in the past 90 days
287% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Convenient form of payment especially when there is... Convenient form of payment especially when there is an issue with provider. Paypal offers excellent customer protection. Reviewed on: 20th July 2026
Jan B's avatar
Jan B

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180975)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

The process is very easy, as well as the information...

5
The process is very easy, as well as the information on the payments, remaining credit... Reviewed on: 7th July 2026

Great service every time I purchase something

5
Great service every time I purchase something Reviewed on: 7th July 2026

Convenient, efficient and reassuring payment method.

5
I have used PayPal for many years and find it a very convenient way to pay for goods and services. I like the reassurance that should there be an issue with a transaction, PayPal will help to resolve the problem. Reviewed on: 7th July 2026

Excellent service

5
Had my PayPal account for years. Never had any problems in all the years of be had my account excellent service Reviewed on: 7th July 2026

Safe and secure

5
Very safe way to pay for goods over the internet. Total backup if things go wrong. Reviewed on: 7th July 2026

Easy and swift!

5
Easy and swift! Will definitely recommend Reviewed on: 7th July 2026

If paypal is available to use for paying then I'll a...

5
If paypal is available to use for paying then I'll always choose that option Reviewed on: 7th July 2026

Very smooth payment, always confident, consistent, r...

5
Very smooth payment, always confident, consistent, reliable Reviewed on: 7th July 2026

Great, always there when you need them

5
Great, always there when you need them Reviewed on: 7th July 2026

Easy process, clear and informative every step of th...

5
Easy process, clear and informative every step of the way. Reviewed on: 7th July 2026

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