Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180784 reviews)

View other PayPal products

4.73

Based on 180,723 reviews, last reviewed 14th Jul 2026

503% increase in 5 star reviews

in the past 90 days

562% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great Customer Support Thank you. for your help ! Great Customer Support! Great Customer Support and great Help. and understanding. support !!! Thank you. For you help ! Reviewed on: 14th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180784)

Its very good being able to pay in three especially...

Its very good being able to pay in three especially if its a buy it now and your a few quid short and its the only one left, I have also used there buy now pay in full within 30 days you see it you want it but the old pension dont go in for another fortnight hit the 30 day but make sure you can afford it, because if you default it will destroy your credit rating ? Reviewed on: 7th July 2026

Paypal security and buy now pay in 3 interest free i...

Paypal security and buy now pay in 3 interest free installments is a good way to pay Reviewed on: 7th July 2026

Exemplary customer experience...

Over the years I have used PayPal's services, I have found them to offer flexible repayment options, an intuitive and easy-to-navigate account interface, robust account security, and services tailored to customers' individual needs. These qualities exemplify PayPal's commitment to delivering an outstanding customer experience. Reviewed on: 7th July 2026

Great interest rates.

Great interest rates. Helped me a lot on big purchases which I could easily pay off over longer period of time. Reviewed on: 7th July 2026

Great way to spread the cost of purchase's

I love PayPal pay in 3 as it spreads affordable payments over 3 months and I love PayPal credit as it's 0% interest rate for 4 months if you purchase something over £99 In shops and online gives you that time frame to pay as much off before you are charged interest.I would highly recommend to anyone who would like to spread the cost. Reviewed on: 7th July 2026

Happy customer

I've been a paypal user for 10 plus years now and have never had a bad experience. Their Customer service is fantastic. Reviewed on: 7th July 2026

It’s so handy ...

It’s so handy I don’t even need any cards or identification to use it wherever I go Reviewed on: 7th July 2026

PayPal could do better

It's been good but sometimes getting money returned for goods that go missing is a mind field Reviewed on: 7th July 2026

Never any issues.

Never any issues. Fast and efficient to make payments. Regular updates tgroughout Reviewed on: 7th July 2026

Flexible, accepted everywhere, transfer money easy

It's very flexible, accepted everywhere, makes it easy to send money abroad. Amazing!! Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 100972 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub