Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180798 reviews)

View other PayPal products

4.73

Based on 180,723 reviews, last reviewed 14th Jul 2026

503% increase in 5 star reviews

in the past 90 days

562% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great Customer Support Thank you. for your help ! Great Customer Support! Great Customer Support and great Help. and understanding. support !!! Thank you. For you help ! Reviewed on: 14th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180799)

Convenient and Easy Payment Solution

I have had a good experience using PayPal Credit. It is convenient and easy to use, especially when making larger purchases and spreading the payments over time. The process was straightforward, and I like having the flexibility to manage my payments. Overall, it has been a useful service and has made shopping more manageable. Reviewed on: 7th July 2026

PayPal is a great option for people who want to spre...

PayPal is a great option for people who want to spread the cost of purchases with interest-free instalments. The application process is quick and straightforward, and managing payments through the app is simple and convenient. The main downside is that there is no option to apply for a higher credit limit, which can be restrictive for larger purchases. Overall, it is a reliable and user-friendly payment solution that I would recommend. Reviewed on: 7th July 2026

Always had a good experience with paypal and the cus...

Always had a good experience with paypal and the customer service the one time I had to ring them was second to none. Reviewed on: 7th July 2026

Brilliant helps my buy stuff and have time to pay it...

Brilliant helps my buy stuff and have time to pay it off. Reviewed on: 7th July 2026

PayPal - a safe way of financing.

I know when I pay for something that the transaction is safe if it's via PayPal. it's reassuring knowing that, in this day and age, I can finance something without fear of my details being stolen or compromised. Reviewed on: 7th July 2026

Paying through the mobile app was an excellent exper...

Paying through the mobile app was an excellent experience. The process was quick, simple, and very user-friendly. Everything worked smoothly from start to finish, and the payment was completed in just a few taps. I received confirmation immediately, which gave me confidence that the transaction had gone through successfully. It’s a convenient, secure, and hassle-free way to pay, and I would definitely recommend it to others. Reviewed on: 7th July 2026

Is no fuss, quick service.

Is no fuss, quick service. I feel safe using PayPal as my personal details are protected. Reviewed on: 7th July 2026

I have used PayPal for years and love the flexibilit...

I have used PayPal for years and love the flexibility of it. Whenever I’ve had a problem they’re very quick to sort it out. I highly recommend PayPal Reviewed on: 7th July 2026

I find PayPal very useful.

I find PayPal very useful. I use it for all my large purchases and pay interest free over 3months. It’s brilliant Reviewed on: 7th July 2026

I've been using PayPal for a number of years now I...

I've been using PayPal for a number of years now I use it all the time as I know my cards and bankaccount is safe,because I Shop online for everything that I need I know I can count on PayPal to keep my accounts safe Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 100991 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub