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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180989 reviews)

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4.73

Based on 180,978 reviews, last reviewed 21st Jul 2026

224% increase in 5 star reviews

in the past 90 days

275% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Lots of payment options, easy to use and have great... Lots of payment options, easy to use and have great customer support Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180989)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Couldn't Be Happier

I've been using PayPal Credit for a while now and I've had a really positive experience. It's very easy to use, everything is clear, and managing payments couldn't be simpler. What impressed me the most is the customer service. On the few occasions I've needed to call, every member of the team has been friendly, professional and genuinely helpful. Any questions or issues were sorted out quickly without any hassle. Overall, it's been reliable, straightforward and stress-free. I wouldn't hesitate to recommend PayPal Credit to anyone looking for a simple and trustworthy way to manage their purchases. Reviewed on: 7th July 2026

easy fast and reliable

easy fast and reliable, recommended to all my family and friends Reviewed on: 7th July 2026

Always positive, never had a problem .

Always positive, never had a problem . Also very convenient, I like flexibility and the fact You can pay using PayPal in most of the major retailers. Always using as a secure payment for eBay purchases! Reviewed on: 7th July 2026

Very convenient payment options and helpful customer...

Very convenient payment options and helpful customer service. Also high level customer protection and support. Whenever possible, I always use Paypal. Also got a Paypal physical card. Would recommend their service. Reviewed on: 7th July 2026

I enjoy my account

I use this for most items now because they are very secure and easy to use. Reviewed on: 7th July 2026

A very handy financial tool give you the autonomy to...

A very handy financial tool give you the autonomy to use fast and wisely. Reviewed on: 7th July 2026

Trusted online payment provider.

Never had any issue with PayPal over the years and the addition of credit is even better. Any issues ever and customer services are quick to resolve anything. I trust PayPal as my number one online payment service. Reviewed on: 7th July 2026

Paypal is the safest way to pay in my opinion.

Paypal is the safest way to pay in my opinion. If a website doesn't offer paypal as a payment method I often don't buy from there. Reviewed on: 7th July 2026

PayPal are a very convenient secure payment method.

PayPal are a very convenient secure payment method. When I needed to arrange a refund they were extremely helpful and prompt. Reviewed on: 7th July 2026

Very flexible and cheap credit.

Very flexible and cheap credit. Is proactively offered for appropriate purchases. Great communications so I always know the situation for repayment. Reviewed on: 7th July 2026

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