Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,087 reviews, last reviewed 31st Jul 2026
109% increase in 5 star reviews
in the past 90 days
154% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very useful facility. Always works well for me, payments are instant, interest free period is useful. Reviewed on: 31st July 2026
ALAN E's avatar
ALAN E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181087)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Clear information and instructions.

5
Clear information and instructions. Easy to use, secure, credit spread by installments. Website very easy to navigate. Reviewed on: 14th July 2026

Very easy and clear application usage.

5
Very easy and clear application usage. Reviewed on: 14th July 2026

I find the website a little confusing but the app wo...

4
I find the website a little confusing but the app works well Reviewed on: 14th July 2026

Gret experience and good customer sevice

5
Gret experience and good customer sevice Reviewed on: 14th July 2026

Excellent Credit Card!

5
Have been using PayPal credit for a few months now and it’s brilliant! Especially getting 4 months interest free on every purchase over £100, it helps so much trying to budget every month on big purchases! Reviewed on: 14th July 2026

Im happy with the service always helpful to sort any...

5
Im happy with the service always helpful to sort any issue so far so good Reviewed on: 14th July 2026

Quick solution

5
Easy to use it and convenient , balance should update sooner Reviewed on: 14th July 2026

It has been a worthy experience.

4
It has been a worthy experience. Reviewed on: 14th July 2026

It’s the safest way 2 send and receive money I’ve ne...

5
It’s the safest way 2 send and receive money I’ve never had a days bother with PayPal Reviewed on: 14th July 2026

Very good and so far had no problems contacting PayP...

5
Very good and so far had no problems contacting PayPal credit when needed. Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101253 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products