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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 108,201 reviews, last reviewed 16th May 2026
2645300% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very flexible payment options. Very flexible payment options. Being able to use PayPal in stores via Apple play is a game changer Reviewed on: 16th May 2026
Mark F's avatar
Mark F

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108201)

PayPal very good service and excellent customer serv...

5
PayPal very good service and excellent customer service thank you so much pay pal Reviewed on: 14th May 2026
Halil k's avatar
Halil k

Happy overall

3
I have been very happy with PayPal credit but was disappointed when paying with PayPal finding my product was counterfeit after only 7.5 months and couldn’t receive any help and support. Reviewed on: 14th May 2026
Allison H's avatar
Allison H

Very good credit card.

5
Very good credit card. I can spend on any pos machine Reviewed on: 14th May 2026
oladipo o's avatar
oladipo o

I need to have an account for personal things

5
I need to have an account for personal things Reviewed on: 14th May 2026
Khalil A's avatar
Khalil A

Very smooth, easy going , definitely worth it.

5
Very smooth, easy going , definitely worth it. Reviewed on: 14th May 2026
Mihail E's avatar
Mihail E

I think the credit card is really good and also the...

5
I think the credit card is really good and also the new point system is amazing. Reviewed on: 14th May 2026
Umar 's avatar
Umar

PayPal Credit is Always a Reliable payment method wi...

5
PayPal Credit is Always a Reliable payment method with plenty of credit options to make all purchases easier. Much more flexible than using my credit card and accepted at a huge amount of retailers. It’s my go to when making important purchases Reviewed on: 14th May 2026
Taj S's avatar
Taj S

Always smooth/easy transactions could do with being...

5
Always smooth/easy transactions could do with being offered by more sellers but not paypals faulr Reviewed on: 14th May 2026
Warren S's avatar
Warren S

The best platform for daily trading

5
The best platform for daily trading Reviewed on: 14th May 2026
Edward L's avatar
Edward L

Amazing experience, never had any issues with paypal.

5
Amazing experience, never had any issues with paypal. They've even helped me out when my purchased never showed up. Were more than happy to help and got me my money back. Would recommend to anybody. A +++ Reviewed on: 14th May 2026
Joseph R's avatar
Joseph R

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