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PayPal: PayPal Credit reviews

4.90
Based on 108,244 reviews, last reviewed 16th May 2026
2647150% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best credit on the market Never any issues service is excellent and always simple and easy to use via the app 10/10 Reviewed on: 16th May 2026
Dash's avatar
Dash

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108244)

I recently applied credit card the process is v easy...

5
I recently applied credit card the process is v easy and repayment on instalment which is v good option Reviewed on: 14th May 2026

absolutely fabulous

5
Gives me another level of security when purchasing products so that is why I like it Reviewed on: 14th May 2026

Very professional and excellent service

5
Very professional and excellent service Reviewed on: 14th May 2026

Outstanding

5
I would always go to PayPal first when making payments Reviewed on: 14th May 2026

Paypal is always there when i need it suppor...

5
Paypal is always there when i need it, giving support and making sure you are paying the right people Reviewed on: 14th May 2026

Ability to shop bigger but pay in stages

5
Having PayPal credit is an affordable way for me to be able to get the more expensive things but have the option to split the payment for them, great way to shop for me and payments are always taken on time never early or late surprising me Reviewed on: 14th May 2026

Paypal helping to spread my payments have greatly he...

5
Paypal helping to spread my payments have greatly helped my wallet Reviewed on: 14th May 2026

Very helpful I've had no issues thank you.

5
Very helpful I've had no issues thank you. Reviewed on: 14th May 2026

Outstanding service.

5
PayPal is always there whenever you need it and is very easy to use. I never have any problems with my account. On the odd occasion when I have had to ring my query is always sorted straight away. Customer service is excellent. PayPal is the best thing ever invented. The payment system breaking it into 3 payments it's excellent and is always a big help. Thank you PayPal. Reviewed on: 14th May 2026

Quick & easy to use had no problems at all...

5
Quick & easy to use had no problems at all Reviewed on: 14th May 2026

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