Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108293 reviews)

View other PayPal products

4.90

Based on 108,293 reviews, last reviewed 16th May 2026

2649350% increase in 5 star reviews

in the past 90 days

7700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Fabulous credit over 4 months helps manage your fina... Fabulous credit over 4 months helps manage your finances. Many options to purchase, shop and pay. Informative with statements etc Reviewed on: 16th May 2026

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (108293)

PayPal is great to use and very secure and good way...

PayPal is great to use and very secure and good way if you need credit Reviewed on: 14th May 2026

Easy credit

Its easy in setting up PayPal credit and very convenient in using it for online shopping Reviewed on: 14th May 2026

Excellent service.

Excellent service..fast and safe Reviewed on: 14th May 2026

PayPal why not !!

So easy to use and 3 months free credit !using the app make it easy to manage your account Reviewed on: 14th May 2026

Great business with them.

Great business with them.I have a good experience with them. Really there when I need them Reviewed on: 14th May 2026

One in Theee

I use the 3payments it's so convenient it takes minutes to organise Reviewed on: 14th May 2026

Very easy to use and quick communication if anything...

Very easy to use and quick communication if anything isn’t right Reviewed on: 14th May 2026

PayPal is easy

PayPal is easy and flexible and helps spread repayments when you need it! Would definitely recommend Reviewed on: 14th May 2026

I used this paypal credit around 10 years!

I used this paypal credit around 10 years. Many times help me to buy expensive fly tickets, ebay products etc. and I paid back later month by month. I really appreciate for paypal this credit option. I also appreciate for a lots of credit purchase 0% interest if I paid back within 4 months. This is great option from paypal credit and really helpful. Thank you so much for a lots of help. ;) Reviewed on: 14th May 2026

A great service always helped with any issues that h...

A great service always helped with any issues that have happened Reviewed on: 14th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.76 from 6 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Better Off Calculator
from Policy in Practice 4.78 from 495 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 51318 reviews
Payments
from PayPal 4.91 from 3716 reviews
Credit card
from PayPal 4.90 from 82 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub