Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 108,343 reviews, last reviewed 16th May 2026
2651550% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use - easy to pay and keep check in thi... Very easy to use - easy to pay and keep check in things as well as peace of mind with the protection offered! Reviewed on: 16th May 2026
Faith B's avatar
Faith B

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (108343)

Benefits of Paypal Credit.

5
I have been using Paypal credit for some years now and find it very useful for online purchases as it gives the safety factor of a trusted brand without the need to enter card details all over the internet each time. Also the pay in three is particularly useful for purchases which aren't so large but you want to do in stages, without additional fees. Another key area for me is on overseas transactions where again, the ease of use with regard to currency conversion are an additional benefit. Also you never risk losing your card! Reviewed on: 14th May 2026

I always use PayPal it’s the safest and most secure...

5
I always use PayPal it’s the safest and most secure way, if any issues they are sorted quickly 100% recommend Reviewed on: 14th May 2026

Good easy experience.

5
Good easy experience. No problems Reviewed on: 14th May 2026

Great Financial Tool

5
Always there when you need it and a great range of options to make shopping more accessible Reviewed on: 14th May 2026

PayPal is quick and simple to use.

5
PayPal is quick and simple to use.....no messing.....no fuss! Reviewed on: 14th May 2026

Used oaypal for years feels safe an secure

5
Used oaypal for years feels safe an secure Reviewed on: 14th May 2026

Excellent.

5
Always use PayPal never had any problems. Very secure unlike many retailer Reviewed on: 14th May 2026

Problem solving.

5
I've had the odd issue with vendors in the past and paypal have sorted them efficiently. Reviewed on: 14th May 2026

I have more than 10 years using PayPal and I haven't...

5
I have more than 10 years using PayPal and I haven't got no single complain about the service which im provided with. I would rate it 5 stars Reviewed on: 14th May 2026

So easy to use PayPal when purchasing just open PayP...

5
So easy to use PayPal when purchasing just open PayPal use your pass key log in and it’s done much easier than grabbing your card and filling all details in Reviewed on: 14th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 51333 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3716 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 82 reviews
    PayPal
    View all products