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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148823 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148823)

Very good, very nice!

Very good, very nice!!!!!!! Definitely recommend Reviewed on: 2nd July 2026

Every time I have used pay pal or needed assistance...

Every time I have used pay pal or needed assistance from them they have been excellent and helped me out. The app is user friendly and is very easy to use. I cannot fault my experiences at all. It is starting to become a go to. Reviewed on: 2nd July 2026

A very reliable service

A very reliable service that gives confidence if there are any transaction issues Reviewed on: 2nd July 2026

Easy to use PayPal

Its easy to use PayPal and great when you want to pay in installments. Manageable payment plans and credit is processed quickly. Its safe and secure. Reviewed on: 2nd July 2026

I only called you once a long ago but it wasn’t good...

I only called you once a long ago but it wasn’t good experience. Person who served me wasn’t helpful. It had been double charged after a purchasing. I don’t get money back. Reviewed on: 2nd July 2026

love the flexibility and ease of use.

love the flexibility and ease of use. Reviewed on: 2nd July 2026

Ok and had for years, got my money back after someon...

Ok and had for years, got my money back after someone hacked me a few years ago Reviewed on: 2nd July 2026

Amazing experience with the bank, I live how they un...

Amazing experience with the bank, I live how they understand the situation of client and provide them required benefits Reviewed on: 2nd July 2026

Well I had really good experience with PayPal it's b...

Well I had really good experience with PayPal it's been over 10years and I'm still with PayPal... Reviewed on: 2nd July 2026

Trusted short term solution

Easy to set up, easy to manage and pay more if you want. Super secure app Reviewed on: 2nd July 2026

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