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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50808 reviews)

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4.91

Based on 50,808 reviews, last reviewed 12th Mar 2026

200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

cccccccccccccccccccccccccccccccccccccccccccccccccccc... cccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccc Reviewed on: 12th March 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50808)

Brilliant Service for Online Shoppers

As an online shopper, convenience, security, and flexibility are everything—and that’s exactly what PayPal delivers. It’s a brilliant service that makes online purchasing faster, safer, and more transparent than ever before. One of PayPal’s standout features for frequent shoppers is its PayPal Credit system. It’s incredibly straightforward, with clear terms, no hidden fees, and a simple interface to manage your payments. Reviewed on: 30th May 2025

Fantastic

Easy use great way to pay. Offers loads of ways to pay Reviewed on: 30th May 2025

Very easy, quick and secure method to make payments

Very easy, quick and secure method to make payments Reviewed on: 30th May 2025

Great help!

Great help! They've always been useful and helpful when needed and seem to know what they're doing especially when it comes to random payments or going into minus for no reason. Reviewed on: 30th May 2025

PayPal Pay in 3 enables easier finance management

The PayPal Pay in 3 option is ideal for my banking as it enables me to purchase items upfront but spread the payments interest free over a short period of time. This makes finances easier to manage and prevents consumers getting into debt. Reviewed on: 30th May 2025

PayPal credit really help me to decorate my house

PayPal credit really help me to decorate my house Reviewed on: 30th May 2025

My query was dealt with in a timely manner

My query was dealt with in a timely manner Reviewed on: 30th May 2025

Great Way to Pay

I have been using PayPal for several years now and have found it to be a secure method of payment for many goods. The pay in 3, interest free is a great option for larger purchases. Reviewed on: 30th May 2025

I could not do it without paypal easy to use quick a...

I could not do it without paypal easy to use quick and plenty of options for repayments Reviewed on: 30th May 2025

Fast and Reliable

PayPal is my favourite cash out app,it is very easy to use and it allows me to receive and withdraw money without stress Reviewed on: 30th May 2025

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