Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

View other PayPal products

4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181135)

I think the service is great.

I think the service is great. My issues always get resolved quickly online Reviewed on: 14th July 2026

Clear information and instructions.

Clear information and instructions. Easy to use, secure, credit spread by installments. Website very easy to navigate. Reviewed on: 14th July 2026

Very easy and clear application usage.

Very easy and clear application usage. Reviewed on: 14th July 2026

I find the website a little confusing but the app wo...

I find the website a little confusing but the app works well Reviewed on: 14th July 2026

Gret experience and good customer sevice

Gret experience and good customer sevice Reviewed on: 14th July 2026

Excellent Credit Card!

Have been using PayPal credit for a few months now and it’s brilliant! Especially getting 4 months interest free on every purchase over £100, it helps so much trying to budget every month on big purchases! Reviewed on: 14th July 2026

Im happy with the service always helpful to sort any...

Im happy with the service always helpful to sort any issue so far so good Reviewed on: 14th July 2026

Quick solution

Easy to use it and convenient , balance should update sooner Reviewed on: 14th July 2026

It has been a worthy experience.

It has been a worthy experience. Reviewed on: 14th July 2026

It’s the safest way 2 send and receive money I’ve ne...

It’s the safest way 2 send and receive money I’ve never had a days bother with PayPal Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101294 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub