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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 108,384 reviews, last reviewed 16th May 2026
2653350% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Great pay in three schemes. Great pay in three schemes.Good interest rate on PayPal credit Reviewed on: 16th May 2026
Ian's avatar
Ian

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108384)

Enabled me to get my dream cameras 6 months early.

5
I am an amateur and was saving up as best I could to buy the latest model I wanted but at nearly £6000 i was half way there. I didn't realise Paypal Credit were associated with the seller so applied, got a great credit facility and bought my new gear six months early. Really made a great start to 2026. Reviewed on: 14th May 2026
Nick D's avatar
Nick D

Great for payment plans and secure payments I can tr...

5
Great for payment plans and secure payments I can trust. Reviewed on: 14th May 2026
laura s's avatar
laura s

Brilliant like always brilliant

5
Brilliant like always . I would recommend my friends and family to use PayPal Reviewed on: 14th May 2026
Aamir M's avatar
Aamir M

not a lot to say it does what is suppose...

3
not a lot to say it does what is suppose to Reviewed on: 14th May 2026
phillip 's avatar
phillip

Easy and very trustworthy.

5
Easy and very trustworthy. Seeing I can pay with PayPal ensures that I feel safe when making a payment Reviewed on: 14th May 2026
Lee E's avatar
Lee E

I have been using PayPal for years it’s so easy

5
I have been using PayPal for years and it’s a great way of managing payments. It’s so easy to use and they are easy to contact and provide support when needed. Reviewed on: 14th May 2026
Grainne's avatar
Grainne

I have used PayPal for over 10 years now and I would...

5
I have used PayPal for over 10 years now and I would highly recommend others to also use, you have various ways to pay off your outstanding balance Reviewed on: 14th May 2026
Peter Walsh 's avatar
Peter Walsh

Amazing experience in purchasing items with PayPal.

5
Amazing experience in purchasing items with PayPal. Not only because its safe but theres options to also spread cost Reviewed on: 14th May 2026
Charlene G's avatar
Charlene G

Easy way to spread the payments.

5
Easy way to spread the payments. Can set up a direct debit and not worry about missing payments Reviewed on: 14th May 2026
Chris R's avatar
Chris R

Poor Dispute Handling

2
Rejected a fairly clear cut claim which the financial ombudsman quickly overturned. Each time I disputed the rejection the phone staff seemed amazed but it continued to be rejected multiple times for the same nonsensical reason. Reviewed on: 14th May 2026
Lemoner's avatar
Lemoner

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