Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148845 reviews)

View other PayPal products

4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (148846)

Never an issue.

Never an issue, always informative if I have question. Smooth and efficient service. Reviewed on: 2nd July 2026

Good product and service!

Good product and service, very convenient especially for those big purchases that you want extra insurance on Reviewed on: 2nd July 2026

Good communication about transactions

Good communication about transactions Reviewed on: 2nd July 2026

PayPal have good customer service and any problems I...

PayPal have good customer service and any problems I’ve had in the past, where people don’t send the items or the items are defective, PayPal has sorted everything out and got me my money back. Can’t fault them Reviewed on: 2nd July 2026

A convenient way to navigate modern life

A convenient way to navigate modern life Reviewed on: 2nd July 2026

It's a very good credit cards as you can buy whateve...

It's a very good credit cards as you can buy whatever you want and pay it back later Reviewed on: 2nd July 2026

Very good and reliable when you have problem especia...

Very good and reliable when you have problem especially from refund, you get a quick correspondent from the staff. And we'll protected from the fraudulent or scam. Reviewed on: 2nd July 2026

Amazon never let's you down

I love Amazon, I feel completely reassured purchasing items from here because of guaranteed prompt delivery, secure packaging, value for money, good quality items, and Amazon looks after their customers if there is a problem with your item. Why go anywhere else? It's a no brainer Reviewed on: 2nd July 2026

Competitive rates and ease of use

The interest rates are competitive and clearly explained, which makes managing payments straightforward and stress-free. What really stands out is the customer service — quick to respond, helpful, and genuinely keen to resolve issues. Overall, it’s a reliable and convenient credit option that I’d happily recommend. Reviewed on: 2nd July 2026

Good experience I recommend anyone

Good experience I recommend anyone Reviewed on: 2nd July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Payments
from PayPal 4.71 from 3759 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79781 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub