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PayPal: PayPal Credit reviews

4.91
Based on 50,808 reviews, last reviewed 12th Mar 2026
200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

cccccccccccccccccccccccccccccccccccccccccccccccccccc... cccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccc Reviewed on: 12th March 2026
White's avatar
White

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026
Lui R's avatar
Lui R

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50808)

Very good, with excellent customer support

4
Very good, with excellent customer support Reviewed on: 30th May 2025

Best Before Better Now.

5
I am using PayPal almost 15 years. Great service, customer service awesome perfect..Best before, better now.Security protection secured. Don't need worried. Reviewed on: 30th May 2025

Great company!

5
I have used PayPal for many years to receive and send money allover the world. I also find their credit facilities very helpful in purchasing large items. Reviewed on: 30th May 2025

No problems , always straight forward

5
No problems , always straight forward Reviewed on: 30th May 2025

I love PayPal for its convenience.

5
I love PayPal for its convenience. I have used it to pay for loads of products. I especially like the pay in 3 option. Reviewed on: 30th May 2025

In the event of a claim they are helpful and act pre...

5
In the event of a claim they are helpful and act pretty fast to resolve issues. Reviewed on: 30th May 2025

Whenever I need to make additional purchases, PayPal...

5
Whenever I need to make additional purchases, PayPal is irreplaceable. Reviewed on: 30th May 2025

What is there to say because PayPal is an excellent...

5
What is there to say because PayPal is an excellent bank Reviewed on: 30th May 2025

Never a bad experience!

5
Never a bad experience. Always quick and easy to use and definitely safe and reliable. easy to track what’s been spent and the addition of the credit section is a fantastic addition. It’s helped me greatly! Reviewed on: 30th May 2025

Its was wonderful and everything easy

5
Its was wonderful and everything easy Reviewed on: 30th May 2025

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