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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148928 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148928)

I find it not the most user friendly I have 0percent...

I find it not the most user friendly I have 0percent on purchases but it’s unclear when this offer runs out for example Reviewed on: 2nd July 2026

Help could be improved but so easy to use

You tend to be directed to self help options which I understand but to get a person either through chat or email can feel like a bit of work. But you can’t beat the ease of use of PayPal generally. Reviewed on: 2nd July 2026

excellent credit option.

I have never experience a single problem with PayPal credit. It’s a very good service that works pretty much flawlessly. my only gripe is that I wish more places accepted PayPal credit as a form of payment, Reviewed on: 2nd July 2026

Quick and easy but

Quick and easy but would be better if one had more of a breakdown of when to pay etx Reviewed on: 2nd July 2026

PayPal are a high quality payment solutions provider...

PayPal are a high quality payment solutions provider that is accepted globally on ecommerce platforms and also PayPal have physical credit cards to use in real life shopping. I have been using PayPal for over 15 years and have never had any issues. Reviewed on: 2nd July 2026

Really easy to use it’s fast and easy to overpay whe...

Really easy to use it’s fast and easy to overpay when you have extra cash Reviewed on: 2nd July 2026

Good easy to use ali

Good easy to use I recommend recommended for everyone Reviewed on: 2nd July 2026

Excellent way to pay for goods or item's over an ext...

Excellent way to pay for goods or item's over an extended period, Paypal card also a useful tool, excellent app, good customer communication, managble credit limit. Reviewed on: 2nd July 2026

Always great and app easy to use.

Always great and app easy to use. Problems sorted quickly Reviewed on: 2nd July 2026

Good Experience

Wanted to make a separate payment to my paypal credit. which worked OK. Ordered from a new website and that was seamless. Reviewed on: 2nd July 2026

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