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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50808 reviews)

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4.91

Based on 50,808 reviews, last reviewed 12th Mar 2026

200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

cccccccccccccccccccccccccccccccccccccccccccccccccccc... cccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccc Reviewed on: 12th March 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50808)

Good for paying friends and for services, and the cu...

Good for paying friends and for services, and the customer service is always fast and helpful, especially when dealing with non delivered items or scams. Reviewed on: 30th May 2025

Easy and Helpful Way to Pay

PayPal Credit has made managing my purchases so much easier with flexible payment options. It’s simple to use, offers quick approvals, and gives me peace of mind when shopping online. Highly recommend for convenient financing! Reviewed on: 30th May 2025

Smooth and fast payments.

Smooth and fast payments. No waiting or cancelled payments. Fast processing. Reviewed on: 30th May 2025

I believe PayPal are good because they give you noti...

I believe PayPal are good because they give you notice on payments and update you. I’ve had a PayPal account for 4 years and had no issues. Reviewed on: 30th May 2025

Very easy to set up and manage, and the interest rat...

Very easy to set up and manage, and the interest rate is very competitive. Reviewed on: 30th May 2025

super fast credite

the best service in its category, fast and cheap, I recommend it. If it weren't for paypal I wouldn't make most of my serious purchases Reviewed on: 30th May 2025

Handy for making payments or using as credit.

Handy for making payments or using as credit. Also easy and great sending and receiving money worldwide. Reviewed on: 30th May 2025

Last time they customer service was not really helpf...

Last time they customer service was not really helpful and wasn't understanding what I meant Reviewed on: 30th May 2025

Easy to follow, quick service, I don’t use it often...

Easy to follow, quick service, I don’t use it often but I would trust PayPal as a responsible lender. Reviewed on: 30th May 2025

Paypal has always been a safe companion.

I have never had an issue with Paypal, a couple of times I have turned to paypal when I have had issues, they dealt with them, in a clear and easy way, solving the issues without fuss. They have also allowed me to afford things that I may have had to wait for. Reviewed on: 30th May 2025

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