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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 108,418 reviews, last reviewed 16th May 2026
2654850% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant money management no problems so far Brilliant money management no problems so far Reviewed on: 16th May 2026
Dom's avatar
Dom

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108418)

Amazing service, great spending service, useful inte...

5
Amazing service, great spending service, useful interest free system Reviewed on: 14th May 2026
Ramesh's avatar
Ramesh

Reassuringly Simple: PayPal Just Makes things Easier

5
PayPal is honestly just easy. The app is simple to use, everything’s clear, and I never feel like I’m hunting around for anything. I really like that notifications pop up straight away — it gives me that bit of reassurance that things have gone through properly. And being able to see my transactions instantly makes it so much easier to keep track of what’s coming in and going out. It just works without any fuss. Reviewed on: 14th May 2026
Shiela H's avatar
Shiela H

change a few things.

5
I want time for solve problems to be reduced at 48 hours ,not 14-21 days ...!!! Sellers who send low quality items or not as described to be eliminate from paypal. I want contact with customer service to be made more easy and fast. Now is too complicate....!!! Reviewed on: 14th May 2026
Corneliu B's avatar
Corneliu B

PayPal are provide an excellent customer service.

5
PayPal are provide an excellent customer service. They are extremely helpful. Always use PayPal as I know I’m protected when making any purchase. Reviewed on: 14th May 2026
Kim P's avatar
Kim P

It has been such a help and the customer service is...

5
It has been such a help and the customer service is always great Reviewed on: 14th May 2026
Sophie R's avatar
Sophie R

Easy to use and make payments and really helpful tha...

5
Easy to use and make payments and really helpful that could add to apple pay Reviewed on: 14th May 2026
Nadine I's avatar
Nadine I

Easy to use and accepted everywhere

5
Easy to use and accepted everywhere Reviewed on: 14th May 2026
John 's avatar
John

I have used PayPal for many years as a secure way to...

5
I have used PayPal for many years as a secure way to pay. I have used take 3 payments for several years which is a great service. I have the past few months been using PayPal credit and have credit card I am extremely pleased with the service reward ect Reviewed on: 14th May 2026
Natalie D's avatar
Natalie D

Always use PayPal it's so good and easy to use

5
Always use PayPal it's so good and easy to use Reviewed on: 14th May 2026
dane rowan's avatar
dane rowan

Reliable, trust worthy and easy!

5
Reliable, trust worthy and easy! Reviewed on: 14th May 2026
Sarah B's avatar
Sarah B

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