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PayPal: PayPal Credit reviews

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4.90
Based on 108,454 reviews, last reviewed 16th May 2026
2656650% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Life changing PayPal offers me the chance to buy products that would normally be out of reach, using pay in 3 has been a game changer for me and it’s afforded me to... Read more Reviewed on: 16th May 2026
Ray's avatar
Ray

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108454)

Very reliable service I would recommend to anyone pa...

5
Very reliable service I would recommend to anyone payments and services are very timely and access 24/7 good service Reviewed on: 14th May 2026
John A's avatar
John A

Never had any issues would always recommend

5
Never had any issues would always recommend Reviewed on: 14th May 2026
Nathan b's avatar
Nathan b

PayPal Credit is super easy to use

5
Never had an issue in over 10 years, PayPal Credit is affordable- easy to use and customer friendly Reviewed on: 14th May 2026
Amy Collins's avatar
Amy Collins

Excellent Company

5
Competitive payment options, easy to use website and totally secure Reviewed on: 14th May 2026
VJ's avatar
VJ

Happie chappie

5
I’ve used pay pal for years & I’m very pleased with all round service, would highly recommend. Reviewed on: 14th May 2026
Terry Harris's avatar
Terry Harris

I love PayPal and PayPal credit.

5
I love PayPal and PayPal credit. It's been such a great tool to allow me to live the lifestyle I want and comfortably pay everything back quickly! Reviewed on: 14th May 2026
Matt P's avatar
Matt P

A regular long term happy user

5
I have been using PayPal credit for many years, it has helped me budget and pay for things with ease. I absolutely love how simple and easy it is to pay and manage, without getting yourself into debt. I think PayPal has been ahead of the times for a very long time and is unbeatable when it comes to other pay options. Not only does it make managing money easier but also have the protection. Reviewed on: 14th May 2026
Holly W's avatar
Holly W

Service from PayPal

5
Every time I have had a issue or query with PayPal or a problem. It has been dealt with promptly and professionally Reviewed on: 14th May 2026
Paul C's avatar
Paul C

Its easy to use .

5
Its easy to use . Share your burden and unexpected payments. Reviewed on: 14th May 2026
Syeda k's avatar
Syeda k

Professional and so easy to use.

5
Professional and so easy to use. Great online services and even better customer services department. Thanks so much. Reviewed on: 14th May 2026
Michael B's avatar
Michael B

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