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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148987 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148988)

PayPal is simply great .

PayPal is simply great . It's on point with protecting you whilst shopping. It's great for that credit option,with zero percent interest. Security is also second to none. Reviewed on: 2nd July 2026

It’s a great way to spread the cost of things.

It’s a great way to spread the cost of things. Reviewed on: 2nd July 2026

Money Management Angel...

Very simple to use, exceedingly helpful for smoothing out cash flow shortages and in spreading the cost of expenditure. Reviewed on: 2nd July 2026

Simple, helpful when they need to be, very helpful i...

Simple, helpful when they need to be, very helpful in spreading cost of big ticket items. Stay responsible though! Reviewed on: 2nd July 2026

Great experiences.

Great experiences. Have been a customer for a while, always satisfied with the services and credit options available that suits the needs. Reviewed on: 2nd July 2026

Accessibility

Accessible esp with different bank details Reviewed on: 2nd July 2026

Really good interest free time.

Really good interest free time. To allow to make payments and widely available to use most places. Reviewed on: 2nd July 2026

I have never had issues

I have never had issues with using PayPal. Reviewed on: 2nd July 2026

PayPal is such a useful entity.

PayPal is such a useful entity. I have personally not found any problems using them as my preferred method of payment especially with online transactions. I would recommend them to anyone who values financial security. Reviewed on: 2nd July 2026

Consistently reliable - thank you PayPal

Consistently reliable - thank you PayPal Reviewed on: 2nd July 2026

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