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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 108,478 reviews, last reviewed 16th May 2026
2657750% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used PayPal for 20 years and it just makes onli... I’ve used PayPal for 20 years and it just makes online shopping effortless. I’ve never had an issue in all that time Reviewed on: 16th May 2026
Alistair C's avatar
Alistair C

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (108478)

Happy to use Pay Pal

5
I have always been happy to use Pay Pal and twice customer service helped me immediately with some transactions Reviewed on: 14th May 2026
Ioana G's avatar
Ioana G

Excellent

5
Excellent credit services provided by PayPal. Money there for whenever a big purchase is needed and I don't have the immediate funds. It's helped me and my family big time Reviewed on: 14th May 2026
Nathan Garry's avatar
Nathan Garry

Easy to use.

5
Easy to use. Value for money and lors of places to be used at Reviewed on: 14th May 2026
karen freeman's avatar
karen freeman

Good easily useful happy enough very handy especiall...

5
Good easily useful happy enough very handy especially with my phone Reviewed on: 14th May 2026
William W's avatar
William W

Helping manage sudden bills and unforseen demands.

5
I find that it provides a means of managing money better than my current bank. Sudden bills and unforeseen demands can be managed with options such as interest-free financing periods or the ability to use deferred payment options for smaller purchases, splitting costs into equal instalments. In addition i find the buyer protection that it offers helps when things go wrong to recover funds for items that never arrived or faulty, offering a layer of security that many traditional debit cards lacks or require a lengthily process with the bank. Reviewed on: 14th May 2026
RED's avatar
RED

PayPal Experience - Great!

4
I used PayPal credit and also PayPal pay in three. They are very efficient and easy to use, and it doesn’t feel like using a traditional credit card. The app is also very easy to use. Reviewed on: 14th May 2026
Amy S's avatar
Amy S

PayPal is always my go to solution for payments and...

5
PayPal is always my go to solution for payments and credit. Their apps and websites work perfectly and the checkout process is streamlined. Above all I trust them to get things right every time, and the companies I prefer to purchase from trust them to get it right as well. It's nice to have some peace of mind that they always have your back just in case a purchase goes wrong, and as a consumer that cannot be overstated. Reviewed on: 14th May 2026
Drew R's avatar
Drew R

Using PayPal credit has changed my life.

4
Using PayPal credit has changed my life. Knowing it’s secure and very easy to navigate Reviewed on: 14th May 2026
Thomas 's avatar
Thomas

I find it difficult to track payments made and direc...

4
I find it difficult to track payments made and direct debit transparency Reviewed on: 14th May 2026
Amir's avatar
Amir

I was able to complete my transaction in seconds

5
I was able to complete my transaction in seconds Reviewed on: 14th May 2026
Guy F's avatar
Guy F

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