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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149050 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149050)

Flexible

Its such an easy and convenient way to pay and so flexible. Reviewed on: 2nd July 2026

An easy way of sending and receiving money

An easy way of keeping an eye on you outgoings and allows people to send money to your account plus you can send to them. Great when your family are all over the world. Reviewed on: 2nd July 2026

Jayneylee

Easy and very convenient. Making life easier Reviewed on: 2nd July 2026

Good to use, easy and quick, reliable, and with a fa...

Good to use, easy and quick, reliable, and with a fair amount of time to pay off before incurring interest Reviewed on: 2nd July 2026

When I've had a problem with someone I've paid throu...

When I've had a problem with someone I've paid through pay they have sorted it out Reviewed on: 2nd July 2026

PayPal has made paying online, and even in store, so...

PayPal has made paying online, and even in store, so fluid nowadays. It’s a core and almost necessary application for me now. The flexibility around payment types, credit, and amount of customisation is incredible. Reviewed on: 2nd July 2026

Life saver

PayPal credit has been my go to for Christmas, Birthdays and expensive items for as long as I can remember. THANKS !!! Reviewed on: 2nd July 2026

Good All-Rounders

Good credit feature with 4 months 0% or Pay-In-3, but also good customer care and hrlp arranging refunds when necessary Reviewed on: 2nd July 2026

The best

Amazing best app ever everything you need all in one Reviewed on: 2nd July 2026

Brilliant service and excellent is solving issues

Brilliant service and excellent is solving issues Reviewed on: 2nd July 2026

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