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PayPal: PayPal Credit reviews

4.91
Based on 50,808 reviews, last reviewed 12th Mar 2026
200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

cccccccccccccccccccccccccccccccccccccccccccccccccccc... cccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccc Reviewed on: 12th March 2026
White's avatar
White

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026
Lui R's avatar
Lui R

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50808)

Hassle free shop

5
Simply way to shop and instant payment and a no hassle shop plus easy options to pay 10/10 Reviewed on: 29th May 2025

Every time paypal help me

5
Evry time pay pal help me and customer service reply me Reviewed on: 29th May 2025

Very helpful, easy to use

5
Very helpful, easy to use and understand the terms and conditions Excellent service Reviewed on: 29th May 2025

Used paypal for many years. great service

5
Used paypal for many years. Any issues I have had with suppliers have always been dealt with swiftly Reviewed on: 29th May 2025

PayPal, convenience, excellent App.

5
PayPal, convenience, excellent App. A safe way to pay anywhere for anything Reviewed on: 29th May 2025

Great payment option

4
Reliable service, amazing pay in 3 0% interest payments option Reviewed on: 29th May 2025

Just what I needed

5
Very easy to access. Good customer service and timely response. Reviewed on: 29th May 2025

Love having option for PayPal credit really helped m...

5
Love having option for PayPal credit really helped me when unexpected kitchen appliances broke before payday Reviewed on: 29th May 2025

Have used PayPal for years, never any issues!

5
Have used PayPal for years, never any issues! Reviewed on: 29th May 2025

5 Stars for PayPal credit

5
I have been using PayPal credit for a while. It’s convenient and easy to use. The way you can pay things off without interest is very useful and there is a sense of security when using PayPal credit. Reviewed on: 29th May 2025

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