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PayPal: PayPal Credit reviews

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4.90
Based on 108,517 reviews, last reviewed 16th May 2026
2659600% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just easy to used east to reach bus phone calling... Just easy to used east to reach bus phone calling payment’s are away given notice before taking payment Reviewed on: 16th May 2026
Joe Armstrong's avatar
Joe Armstrong

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (108517)

Easy to use and very convenient

5
I’ve had a good experience using PayPal Credit so far. The application process was simple, payments are easy to manage, and it’s very convenient for spreading the cost of purchases. The app and website are straightforward to use, and transactions usually show quickly. Overall, it has helped me manage larger purchases more comfortably. Reviewed on: 14th May 2026
Linda Kruja's avatar
Linda Kruja

Extremely happy useing PP

5
PP is really the only sure way to order on the i net it gives you protection from the many scammers ,i also use PP for money transfers ,it quivk easy ,fast and safe and has favourable exchange rates,its easy to make contact with good customer service agents who 9 x out of 10 can resolve any issues there and then i am extreamely happy after 15+ years with PP Reviewed on: 14th May 2026
Mark Watson's avatar
Mark Watson

Used for years for many items very good and flexible...

5
Used for years for many items very good and flexible and easy to use 10/10 Reviewed on: 14th May 2026
Levi f's avatar
Levi f

Easy :)

5
Easy to use,safe and earn points :) Reviewed on: 14th May 2026
Lisa P's avatar
Lisa P

Always easy to use, I have help from PayPal when pur...

5
Always easy to use, I have help from PayPal when purchases have not arrived or they have faulty.Using the pay later option is really useful. Reviewed on: 14th May 2026
Deborah L's avatar
Deborah L

Just dont over extend

5
Basically used to use PayPal as an overdraft, but now I have both the debit and credit cards and enjoy using the paypal points to get the odd discount! Reviewed on: 14th May 2026
Matt K's avatar
Matt K

Good customer service when something goes wrong!

5
Good customer service when something goes wrong! Easy to use pay in 3 credit options. Reviewed on: 14th May 2026
P S's avatar
P S

PayPal Excellence

5
Absolutely marvellous service with quick resolutions when required Reviewed on: 14th May 2026
Brien Cox's avatar
Brien Cox

It’s a payment system that keep your money safe and...

5
It’s a payment system that keep your money safe and you can make the payment confidently online. You can make the payment online confidently and without scamming and you know that your money is save someone is backing you up. Reviewed on: 14th May 2026
Mohammad 's avatar
Mohammad

Customer service is really good.

5
Customer service is really good. Someone always answers the phone. It is safe and secure. You get a refund if you don’t receive your purchase. Reviewed on: 14th May 2026
Kinta 's avatar
Kinta

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