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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181136)

.Joined accepted DELIGHTED

5
I joined a few month ago and it was so very easy to set up. Of course your credit rating has to be good but not brilliant as most people think . I am so Happy with pay pal credit and can now purchase from many shops and department stores . Reviewed on: 14th July 2026

Very easy, fast and secure payment

4
Very easy, fast and secure payment Reviewed on: 14th July 2026

I would highly recommend paypal worlw wide

5
I would highly recommend paypal worlw wide Reviewed on: 14th July 2026

Good service

4
quick refunds and good customer services Reviewed on: 14th July 2026

a great easy to use service which has clear instruct...

5
a great easy to use service which has clear instruction and terms Reviewed on: 14th July 2026

Ease of use and professionalism is fantastic

5
Ease of use and professionalism is fantastic Reviewed on: 14th July 2026

PayPal is the Best in the Market

5
I use PayPal for everything. I love the fact that I know my money will be transferred safely and securely and should there be any issues I know that queries will be resolved and I will get my money back. I really wouldn’t trust any other provider. I have not had any negative experiences at all and I have been using it for many years now. I love the fact that I can split a more expensive purchase into three more manageable amounts which is such a great feature. I have absolutely nothing negative to say at all. Reviewed on: 14th July 2026

Good all round service credit u...

5
Good all round service including option for credit use a lot and very happy Reviewed on: 14th July 2026

Very good service all the time especially to access...

4
Very good service all the time especially to access account Reviewed on: 14th July 2026

It was easy and simple to split payments at no extr...

5
It was easy and simple to split payments at no extra cost Reviewed on: 14th July 2026

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