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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 108,562 reviews, last reviewed 16th May 2026
2661650% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Totally recommended They are always fair at accepting you for credit they always make sure your in control always keep you updated Reviewed on: 16th May 2026
Marc 's avatar
Marc

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108562)

Easy for recieving and sending money and good exchan...

5
Easy for recieving and sending money and good exchange rates Reviewed on: 14th May 2026
Paul Jack 's avatar
Paul Jack

Realiable and trusty service

5
Reliable service,I have been using PayPal online payment since seven years .it’s very faster and convenient all over the world Reviewed on: 14th May 2026
Md 's avatar
Md

Always positive experience when using PayPal, quick...

5
Always positive experience when using PayPal, quick and simple Reviewed on: 14th May 2026
Ewe S's avatar
Ewe S

easy and i like the reward point system.

5
easy and i like the reward point system. Reviewed on: 14th May 2026
richard rundle's avatar
richard rundle

Useful option for managing bigger spend

5
It’s a useful way to manage finances. The 0% interest offer is a helpful way to make a bigger purchase without worrying about occurring interest after 1 month, this means you’re able to take advantage of sellers promotional offers. Reviewed on: 14th May 2026
George S's avatar
George S

Feel protected and safe with my money

5
Feel protected and safe with my money Reviewed on: 14th May 2026
Shani's avatar
Shani

Very secure I enjoy the service for online shopping

4
Very secure I enjoy the service for online shopping Reviewed on: 14th May 2026
Taj Ali's avatar
Taj Ali

Paypal credit

5
I use PayPal credit for expensive items. The 4 months interest free is great for me Reviewed on: 14th May 2026
Nigel A's avatar
Nigel A

I have used PayPal for years and I have found it the...

5
I have used PayPal for years and I have found it the safest option and such a good way to send/receive money. Reviewed on: 14th May 2026
Caty G's avatar
Caty G

Only used them once but perfect no hiccups

5
Only used them once but perfect no hiccups Reviewed on: 14th May 2026
wendy hicks's avatar
wendy hicks

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