Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 149,044 reviews, last reviewed 5th Jul 2026
4512250% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026
Yecora L's avatar
Yecora L

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026
Jodi B's avatar
Jodi B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (149133)

I have been using PayPal for over 12 years now and I...

5
I have been using PayPal for over 12 years now and I have not really got any unresolved issues over my purchases that they have not supported. So I would recommend them and I have recommended them anyway Reviewed on: 2nd July 2026

A 10/10 experience I would recommend to all.

5
Ever since using PayPal it has been a clean and easy experience. The UI is clean, the payment processing is fast and helps me with organising my cards. Not only that but payment aftercare support is 10/10. Reviewed on: 2nd July 2026

Excellent provider

5
It's reliable and always safe .I have no problem whatsoever with any transitions Reviewed on: 2nd July 2026

I find PayPal so easy and convenient to use.

5
I find PayPal so easy and convenient to use. It’s great Kylie Small Reviewed on: 2nd July 2026

Easy navigating.

5
Easy navigating. Great to be able to pay in instalments Reviewed on: 2nd July 2026

Excellent service always promt and effective

5
Excellent service always promt and effective Reviewed on: 2nd July 2026

PayPal the secure middle man

5
Had PayPal for years and I always use them for online purchases as I trust there security and know no one can get to my bank details Reviewed on: 2nd July 2026

Very easy to use, digital card created instantly, no...

5
Very easy to use, digital card created instantly, no need to wait. First month commission free, so excellent value Reviewed on: 2nd July 2026

Paypal gives me great chances too buy and i can spre...

5
Paypal gives me great chances too buy and i can spread payments too pay off what items i buy never had any problems I give 5 star for service cant fault them well done too pay pal keep dping what your doing well done I tell all my friends and family most now use it. Reviewed on: 2nd July 2026

Brilliant services and very customer focused!

5
Whenever I have had an issue paypal have been fast to rectify it, on top of that, the services they provide are second to none! Great company will always use them! Reviewed on: 2nd July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 79919 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3759 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 101 reviews
    PayPal
    View all products