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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50808 reviews)

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4.91

Based on 50,808 reviews, last reviewed 12th Mar 2026

200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

cccccccccccccccccccccccccccccccccccccccccccccccccccc... cccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccc Reviewed on: 12th March 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50808)

It's simple to use and widely accepted.

It's simple to use and widely accepted. I've never had any issues. Reviewed on: 29th May 2025

Very easy to use,and convenient if funds are low

Very easy to use,and convenient if funds are low Reviewed on: 29th May 2025

PayPal is the BEST of them all

PayPal is always easy to use, east to understand the bill and statements. APR is average and four months interest free option. A great way to shop and go on holidays Reviewed on: 29th May 2025

Nice service

I have used the pay in 3 (or 4) service a few times and it has been brilliant for my income. I will definitely be back and I recommend it. Reviewed on: 29th May 2025

I would be lost without my PayPal account!

It is my preferred way to pay and be paid. The 4 months interest free credit period for anything over £99 on my PayPal credit account has been a god send and I use Pay In 3 all the time. I trust it, I know I'm covered when I use PayPal. Reviewed on: 29th May 2025

I use it many times I love it I recommend yo my frie...

I use it many times I love it I recommend yo my friends also Reviewed on: 29th May 2025

Poor customer service.

Poor customer service. Statements not clear on whats been paid and where its come off. Hard to make disputes Reviewed on: 29th May 2025

Helpful in a pinch!

Helpful in a pinch! Handy little back up plan for when you need some extra cash. Also good for pay in 3 Reviewed on: 29th May 2025

Nothing but a good experience every time I’ve used t...

Nothing but a good experience every time I’ve used the service . Reviewed on: 29th May 2025

Very easy to you & convenient.

Very easy to you & convenient. Helps if you want to spread the cost especially on bigger items. Reviewed on: 29th May 2025

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