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PayPal: PayPal Credit reviews

4.90
Based on 108,616 reviews, last reviewed 16th May 2026
2664200% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and great service. Easy to use and great service. This is a great way to manage your spending on a monthly basis if you need to make a slightly higher purchase. Reviewed on: 16th May 2026
Sharon 's avatar
Sharon

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108616)

Easy way to pay for things.

5
Easy way to pay for things. Used for many years and the app is also very interactive Reviewed on: 14th May 2026

I have used and trusted PayPal for many years.

5
I have used and trusted PayPal for many years. I feel confident when sending and receiving money from family and friends. Reviewed on: 14th May 2026

Good amount of credit and even allows to go over a l...

5
Good amount of credit and even allows to go over a little bit, extremely reasonable Reviewed on: 14th May 2026

PayPal is the best way to pay, it's trust worthy it'...

5
PayPal is the best way to pay, it's trust worthy it's confidential Reviewed on: 14th May 2026

Paypal has helped me purchase huge amount products w...

5
Paypal has helped me purchase huge amount products with ease by giving me pay in 3 instalments without any interest every time everywhere on everything. Reviewed on: 14th May 2026

Great way to pay

5
Always sorts any problems with no fuss, easy yo use and top security with account Reviewed on: 14th May 2026

Very easy to use.

5
Very easy to use. Easy to set up and control Reviewed on: 14th May 2026

Excellent.

4
Excellent. Quick and easy to use Reviewed on: 14th May 2026

Good finsnce

5
Its easy and all in 1 place making money management less complicatef Reviewed on: 14th May 2026

PayPal credit is very useful to have

5
PayPal credit is very useful to have Reviewed on: 14th May 2026

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