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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50808 reviews)

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4.91

Based on 50,808 reviews, last reviewed 12th Mar 2026

200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

cccccccccccccccccccccccccccccccccccccccccccccccccccc... cccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccc Reviewed on: 12th March 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50808)

Paypal provides excellent ways of spreading payment...

Paypal provides excellent ways of spreading payment for goods and services often with 0% interest available on payments Reviewed on: 29th May 2025

So smooth and easy.

So smooth and easy. Doesn’t take long at all. As long as you pay on time no fee either. Thanks Reviewed on: 29th May 2025

Thanks paypal

PayPal was massively helpful to help me with my finances and day to day living, while we have been experiencing across the country a cost of living crisis. Don't know where I would be without it, thanks pay pal Reviewed on: 29th May 2025

Excellent 0% plan

Very handy, especially their 0% plan. I can plan all my purchases. Excellent company. Reviewed on: 29th May 2025

Nothing negative.

Nothing negative. Good deals on finance Reviewed on: 29th May 2025

Prob sorted with merchant.

Prob sorted with merchant. Easy peasey. No stress refund Reviewed on: 29th May 2025

Plenty of choice of products that I am interested in...

Plenty of choice of products that I am interested in and normally fairly fast delivery time. Most of sellers are easy to deal with and have described their products accurately. Reviewed on: 29th May 2025

Always use PayPal to pay for holidays as trust this...

Always use PayPal to pay for holidays as trust this payment option Reviewed on: 29th May 2025

Simple, Secure, and Reliable. That’s PayPal.

I’m really happy to use PayPal, it’s fast, secure, and makes sending or receiving money so easy. It gives me peace of mind, especially when buying online or dealing with international payments. Definitely a service I trust and rely on! Reviewed on: 29th May 2025

Superbe just fantastic

Always by my side when I need it Reviewed on: 29th May 2025

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