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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149172 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149172)

Easy use of the app and brilliant cutomer experience

Easy use of the app and brilliant cutomer experience Reviewed on: 2nd July 2026

Good Communication

Never had any issues if I have needed assistance I’ve received excellent communication Reviewed on: 2nd July 2026

Always there.

Always there, always ready to help and inform, a real person response when you need it. Reviewed on: 2nd July 2026

Paypal is helpful, safe, a very good system

Paypal is helpful, safe, a very good system for making payments. I love the pay in 3 or 4 idea, makes expensive purchases a little easier Reviewed on: 2nd July 2026

Very simple to set up.

Very simple to set up. Everything is clearly stated with nothing hidden. Such an easy way of controlling your finances with the extra reliability that comes with a large company. Reviewed on: 2nd July 2026

PayPal is fast, secure, and easy to use.

PayPal is fast, secure, and easy to use. Payments are processed quickly, and buyer protection gives extra peace of mind. I’ve had a great experience using it and would definitely recommend it. Reviewed on: 2nd July 2026

Used multiple time very good experience

Used multiple time very good experience Reviewed on: 2nd July 2026

PayPal is always reliable, good trustworthy app to u...

PayPal is always reliable, good trustworthy app to use to make purchases big and small, always use PayPal. Highly recommend and easy to track balances and pay at your own convenience. Reviewed on: 2nd July 2026

A unique and refreshing way of banking

PayPal ia a unique banking experience and keeping things simple makes the experience a smooth process and a refreshing change. Reviewed on: 2nd July 2026

Excellent!

Excellent - PayPal’s services are easy and safe to use. Reviewed on: 2nd July 2026

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