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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 108,595 reviews, last reviewed 16th May 2026
2663150% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just so flexible Just so flexible and easy to plan for those larger spend items. Reviewed on: 16th May 2026
Tony's avatar
Tony

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108595)

Always a positive experience

5
My experience is always smooth with Paypal, it is my go to whenever sending or recieveing money locally or internationally. Reviewed on: 14th May 2026
Michael M's avatar
Michael M

Great way to keep track of my finances and budget.

5
Great way to keep track of my finances and budget. Enables me to take advantage of special deals when offered. Reviewed on: 14th May 2026
Rebecca B's avatar
Rebecca B

Simple and easy to use and great value

4
Made 2 purchases recently and the process was simple, clear and the app is really easy to navigate. Reviewed on: 14th May 2026
Shaun J's avatar
Shaun J

I love shopping by PayPal .

5
I enjoyed to shopping by PayPal but sometimes packages goes wrong they are helping but to contact or find them isn’t easy it takes time and hassle. Otherwise PayPal is great . Reviewed on: 14th May 2026
Mehrdad S's avatar
Mehrdad S

I have been using PayPal since 2015 without any issues.

5
I have been using PayPal since 2015 without any issues. I have always had a positive experience using it. I feel like PayPal is moving in the right direction. Reviewed on: 14th May 2026
Luis A's avatar
Luis A

Always easy to buy or pay online.

5
Always easy to buy or pay online. Reviewed on: 14th May 2026
Jonathan 's avatar
Jonathan

Good option of payment, have been using PayPal since...

5
Good option of payment, have been using PayPal since 2011 and still use it now Reviewed on: 14th May 2026
Jessica's avatar
Jessica

I have used PayPal for roughly 15 years and has alwa...

5
I have used PayPal for roughly 15 years and has always been a trusted and dependable way to make payments, receive and send money securely. I also like that they are evolving as a business with the latest requirements for its customers. Good job Paypal! Reviewed on: 14th May 2026
Tom B's avatar
Tom B

costs on big orders

5
Paypal has given me the opportunity to make costs on the house and giving me 0% over 4 months to pay it off. It's really beneficial on maternity/bereavement leave. Reviewed on: 14th May 2026
Natasha A's avatar
Natasha A

Simple and Easy

4
Simple and Easy way to have access to money - all very clear to follow Reviewed on: 14th May 2026
Elspeth's avatar
Elspeth

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