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PayPal: PayPal Credit reviews

4.90
Based on 108,616 reviews, last reviewed 16th May 2026
2664200% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and great service. Easy to use and great service. This is a great way to manage your spending on a monthly basis if you need to make a slightly higher purchase. Reviewed on: 16th May 2026
Sharon 's avatar
Sharon

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108616)

Convenience at your fingertips

5
I find paypal credit convenient, easy to access and repayment is easy with just a few clicks, always there if needed Reviewed on: 14th May 2026

I’m being told I’m overdue on payments but I updated...

3
I’m being told I’m overdue on payments but I updated my new bank card ? Reviewed on: 14th May 2026

Quick easy to set up and gives yoi confidence to shop.

5
Quick easy to set up and gives yoi confidence to shop. Reviewed on: 14th May 2026

very good

5
paypal is very good i have recommended lots my friend Reviewed on: 14th May 2026

PayPal is perfect, they have never failed me and the...

5
PayPal is perfect, they have never failed me and they do exactly what they say they do. I’m not sure if they have something like an Apple Pay but it they do I’m going to be using that also. Reviewed on: 14th May 2026

It has been amazing and easy using paypal

5
It has been amazing and easy using paypal Reviewed on: 14th May 2026

Easy to apply for, there when you need it good...

5
Easy to apply for, there when you need it good service Reviewed on: 14th May 2026

5 Stars recommended

5
No problems great service highly recommended Reviewed on: 14th May 2026

Affordable repayments- flexible and manageable, tha...

4
Affordable repayments- flexible and manageable, that's what PayPal is! Reviewed on: 14th May 2026

Always very good and supportive, PayPal is very reli...

5
Always very good and supportive, PayPal is very reliable Reviewed on: 14th May 2026

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