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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149211 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149211)

Easy application.

Easy application. Although be careful which option you choose, as it defaults to an interest paying one over a longer period. 0% interest is over short term. Reviewed on: 2nd July 2026

Great service .

Great service .,, love collecting points on transactions Reviewed on: 2nd July 2026

Excellent

I've always found PayPal safe and secure way to pay Reviewed on: 2nd July 2026

It's been a very important part of my shopping exper...

It's been a very important part of my shopping experience Reviewed on: 2nd July 2026

When fraud happened i had money returned to my bank...

When fraud happened i had money returned to my bank account immediately Reviewed on: 2nd July 2026

I have used PayPal for a long time

I have used PayPal for a long time and have always been happy with them Reviewed on: 2nd July 2026

Great service

Have had pay pal for rears ,never had a problem with them Reviewed on: 2nd July 2026

PayPal credit helping me

When I applied for PayPal credit I didn't expect to receive £3500 because all banks was giving no more than £200. I wanted to cancel it as I worried if someone manage to hack my account. Pay PayPal is very safe and giving long time free of charge repay. I'm using constantly PayPal credit and I'm receiving points as reward that can be converted into money. I can buy items on offer and to pay in comfortablefor me time. What's more with the card I can pay in the shops. Reviewed on: 2nd July 2026

I was trying to get an virtual credit card, an error...

I was trying to get an virtual credit card, an error was coming up and I wasn’t able to get in contatct with a real person to help me, was just automatically generated messages Reviewed on: 2nd July 2026

Easy and quick if you’re in need of some extra money...

Easy and quick if you’re in need of some extra money for your house or something you need asap so well done PayPal thank you. Reviewed on: 2nd July 2026

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