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PayPal: PayPal Credit reviews

4.91
Based on 50,808 reviews, last reviewed 12th Mar 2026
200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

cccccccccccccccccccccccccccccccccccccccccccccccccccc... cccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccc Reviewed on: 12th March 2026
White's avatar
White

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026
Lui R's avatar
Lui R

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50808)

Good because you had been Supporting me financially...

5
Good because you had been Supporting me financially when I needed support Reviewed on: 29th May 2025

PayPal is excellent

5
Every transaction I have conducted via PayPal has been excellent. The pay in 3 is an amazing option to spread costs. Reviewed on: 29th May 2025

Fabulous service!

5
Have used Paypal in a number ways for many many years now and never had anything but a good experience with them! Reviewed on: 29th May 2025

The best.

5
The best. I have used PayPal for over 15 years, 100% guarantee with the best resolution centre. Reviewed on: 29th May 2025

Helped me out loads after I got scammed

5
Helped me out loads after I got scammed Reviewed on: 29th May 2025

Faultless streaming service good rates of exchange too

5
Faultless streaming service good rates of exchange too Reviewed on: 29th May 2025

GOOD COMPANY

5
Easy to borrow and see credit. Website give clear balance and security is good. Reviewed on: 29th May 2025

Great repayment options available

5
Great repayment options available Reviewed on: 29th May 2025

I love the pay in 3 and PayPal credit offers!

5
I love the pay in 3 and PayPal credit offers! Makes spreading payments easy. Reviewed on: 29th May 2025

I have been using it for more than 10 years and I am...

5
I have been using it for more than 10 years and I am very happy. Reviewed on: 29th May 2025

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