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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50808 reviews)

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4.91

Based on 50,808 reviews, last reviewed 12th Mar 2026

200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

cccccccccccccccccccccccccccccccccccccccccccccccccccc... cccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccc Reviewed on: 12th March 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Easy to use, clear information and a good way to spr...

Easy to use, clear information and a good way to spread the cost Reviewed on: 29th May 2025

Very good company

Very efficient and great costumer service. Reviewed on: 29th May 2025

Good service.

Good service. Took time before I got approved for Paypal credit but it’s worthit. Reviewed on: 29th May 2025

Good service good offers.

Good service good offers. Manage to install my EV charger over 10 months with no interest Reviewed on: 29th May 2025

My experience with PayPal Credit has been convenient...

My experience with PayPal Credit has been convenient for making purchases, but I’ve had to be careful to avoid interest charges. Reviewed on: 29th May 2025

It’s been great singed on to PayPal, the 4 -in-1 opt...

It’s been great singed on to PayPal, the 4 -in-1 option helped me financially. Anytime I call due to some issues on the account the customer service has been great with issues resolved. Reviewed on: 29th May 2025

Fast, easy and very good to work with

Fast, easy and very good to work with Reviewed on: 29th May 2025

I've been with PayPal for a while now and they have...

I've been with PayPal for a while now and they have never let me down when I need to make a purchase Reviewed on: 29th May 2025

Quick & easythats what she said

Quick, easy and convenient. Will definitely come again. Reviewed on: 29th May 2025

Straightforward finance

Payplal credit is easy to access and set up, repayment terms are set out clearly and interest rates are competitive. There are usually a range of options available. Reminders are sent out near repayment dates. Reviewed on: 29th May 2025

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