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PayPal: PayPal Credit reviews

4.73
Based on 149,044 reviews, last reviewed 5th Jul 2026
4512250% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026
Yecora L's avatar
Yecora L

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026
Jodi B's avatar
Jodi B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (149244)

Life saver

5
Never had an issue always there when I need it Reviewed on: 2nd July 2026

PayPal is a very useful tool and the fact that they...

5
PayPal is a very useful tool and the fact that they are offering more options cause that it is my number one payment provider. Reviewed on: 2nd July 2026

Seamless and easy process to use.

5
Seamless and easy process to use. Reviewed on: 2nd July 2026

I have always had a fantastic relationship with PayP...

5
I have always had a fantastic relationship with PayPal and would and have recommend them. Reviewed on: 2nd July 2026

Very good costumer sevice.

5
Very good costumer sevice. I really appreciate. Reviewed on: 2nd July 2026

Love paypal easy to use and great guarantee

5
Love paypal easy to use and great guarantee Reviewed on: 2nd July 2026

Good back up to have, better than a credit card...

5
Good back up to have, better than a credit card Reviewed on: 2nd July 2026

easy to use

5
easy to use and good having 4 months interest free Reviewed on: 2nd July 2026

I have really enjoyed using PayPal credit.

5
I have really enjoyed using PayPal credit. The ability to split my payment over 4 interest free instalments without any fees is a gamechabher and a real perk of shopping with PayPal Reviewed on: 2nd July 2026

PayPal the way to go...

5
Never had a problem with PayPal and appreciate how quickly they have resolved any issues I've had. The statements and websites are clear and very user friendly, will continue to use my account to the fullest (as you can tell by my balance lol) Reviewed on: 2nd July 2026

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