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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181136)

Preferred Payment Method

5
This is my preferred payment method of all times. I can use it whenever and then just put the money back. PayPal works with a lot of companies and is easy to get started with them. Great customer service support. Reviewed on: 14th July 2026

Safe for online shopping

5
Great. It is handy to have PayPal for online shopping; safe and grat plan Reviewed on: 14th July 2026

Good service

4
Good financial service, easy to apply easy to manage and app is nice and simple Reviewed on: 14th July 2026

PayPal credit gives you more time to pay for things...

5
PayPal credit gives you more time to pay for things you need. With 0% options Reviewed on: 14th July 2026

Easy to use and the 4 months interest free is great.

5
Easy to use and the 4 months interest free is great. Reviewed on: 14th July 2026

Great experience using paypal credit, easy to use.

5
Great experience using paypal credit, easy to use. Reviewed on: 14th July 2026

Great service, straight forward, easy to use and nav...

5
Great service, straight forward, easy to use and navigate your credit and spending Reviewed on: 14th July 2026

using paypal for long time its always there when I n...

5
using paypal for long time its always there when I need it. Reviewed on: 14th July 2026

Always there when I need it.

5
Always there when I need it. Highly recommended Top performance & availability Reviewed on: 14th July 2026

1 Respect.

5
1 Respect. 2 Trust. = 3 Efficiency. 4 Effectiveness. Reviewed on: 14th July 2026

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