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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108671 reviews)

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4.90

Based on 108,671 reviews, last reviewed 16th May 2026

2666800% increase in 5 star reviews

in the past 90 days

7750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy, fast and reliable . Easy, fast and reliable . My opinion is pay in three generally. Really good services Reviewed on: 16th May 2026

Latest lowest rating:

1

Ok was good but payments to debit card was bit annoy... Ok was good but payments to debit card was bit annoying Reviewed on: 16th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108671)

Nice and supportive

Very smooth process of payments. Started with a small amount of credit limit, but been increased during the time. Reviewed on: 14th May 2026

Easy and straightforward borrowing

I didn't have any issues recently but when I do customer service is good. Reviewed on: 14th May 2026

Excellent

It's very helpful. We can play later. PayPal doing excellent service. Reviewed on: 14th May 2026

Offers that Paypal Credit gives

The features like 3 month free credit is an awesome offer and the next one is 24 month 0% EMI. Reviewed on: 14th May 2026

Easy to use & safe.

Easy to use & safe, Sometimes pay in 3 does not work & paypal credit isn't available but on a whole its good. Reviewed on: 14th May 2026

Great credit product, especially the 0% interest for...

Great credit product, especially the 0% interest for 4 months offer for every purchase above £99. Reviewed on: 14th May 2026

In a modern world you can rely on PayPal

I swear by PayPal & i always have. Totally trustworthy & easy to use & understand & it means you can have what you want when you want & there's many different payment plans that will suit you, a must have in a modern world. Reviewed on: 14th May 2026

when I've need to pay for something paypal has been...

when I've need to pay for something paypal has been very easy to use and is very convenient, ive been using the paypal feature for years and would recommend it to anyone Reviewed on: 14th May 2026

Always good, easy to use and global

Always good, easy to use and global Reviewed on: 14th May 2026

Effective and simple process with clear communication

Effective and simple process with clear communication Reviewed on: 14th May 2026

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