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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181136)

Our go to payment system when making a purchase-safe...

5
Our go to payment system when making a purchase-safe, quick and reliable Reviewed on: 14th July 2026

All very simple to use , system is very good easy...

5
All very simple to use , system is very good easy to see payments due etc Reviewed on: 14th July 2026

Checkouts are quick and easy!

5
With lots of venders accepting PayPal the credit makes checkouts quick and easy! Reviewed on: 14th July 2026

always easy to use, very clearly laid out app

5
always easy to use, very clearly laid out app Reviewed on: 14th July 2026

PayPal there when you need it ..

5
Great product there when you need it and ease of use Reviewed on: 14th July 2026

Have used several times and it makes budgeting easie...

5
Have used several times and it makes budgeting easier on larger purchases but you can keep in control and it's so easy to use. Reviewed on: 14th July 2026

Quick & Easy, so far, all good, purchases went throu...

5
Quick & Easy, so far, all good, purchases went through without issue Reviewed on: 14th July 2026

Been using fGreat serviceor 30 years plus, just great

5
Been using for 30 years plus, just great Reviewed on: 14th July 2026

Brilliant and easy

5
All good totally happy with the service etc Reviewed on: 14th July 2026

Pay pal is good,

4
Pay pal is good, the only downside is the interest rate is a little high if you use there credit side. But if you clear it of quickly you'll be ok. I've had No problems with PayPal. The app is a little miss mash on how to check you statements, bit awkward. Easy to pay for things though Reviewed on: 14th July 2026

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