Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 108,715 reviews, last reviewed 16th May 2026
2668900% increase in 5 star reviews
in the past 90 days
7750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal became part of my life! Paypal became part of my life! Irs easy and very heloeful when buying. Thank you Paypal Reviewed on: 16th May 2026
Mwalker's avatar
Mwalker

Latest lowest rating:

1

Ok was good but payments to debit card was bit annoy... Ok was good but payments to debit card was bit annoying Reviewed on: 16th May 2026
Hamza B's avatar
Hamza B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (108715)

Love PayPal it’s save, easy to use, payment choice i...

5
Love PayPal it’s save, easy to use, payment choice is great, being able to spread the costs helps dramatically. Specially if we are struggling. Thank you Reviewed on: 14th May 2026

Often use PayPal for transactions.

5
Often use PayPal for transactions. Easy to use. Feel confident using it Reviewed on: 14th May 2026

Easy to pay through PayPal, great updates on orders.

5
Easy to pay through PayPal, great updates on orders. Reviewed on: 14th May 2026

A plus to PayPal from me

5
I have been using PayPal for many years and also pay in 3 and PayPal credit and now PayPal +. Never had any problems. A+ Reviewed on: 14th May 2026

Always had a good experience with PayPal

5
Always had a good experience with PayPal Reviewed on: 14th May 2026

Better than average

5
I have only ever had one issue with PayPal where I was given incorrect info to put in a form as proof to get money back for items never received and even though I emailed the team several times to say had a n issue with the form no one got back to me and they closed the case in the sellers favour even though I had sent proof via email that they confirmed item had not been sent. I kept on and on at them so they finally reopened the case and then agreed within 24 hours I was in the right so all good in the end but not the best experience Reviewed on: 14th May 2026

Everytime I needed help and I spoken to someone they...

5
Everytime I needed help and I spoken to someone they were quick to sort out my issues and were very helpful Reviewed on: 14th May 2026

Easy credit decision and intuitive interface.

5
Easy credit decision and intuitive interface. Reviewed on: 14th May 2026

Good customer service from paypal

5
Good customer service from paypal Reviewed on: 14th May 2026

I use PayPal for all or most of my online transactio...

5
I use PayPal for all or most of my online transactions, simple fast and easy to keep track of Reviewed on: 14th May 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review