Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50808 reviews)

View other PayPal products

4.91

Based on 50,808 reviews, last reviewed 12th Mar 2026

200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

cccccccccccccccccccccccccccccccccccccccccccccccccccc... cccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccc Reviewed on: 12th March 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50807)

Easy to use and offers stack nicely.

Easy to use and offers stack nicely. Lots of online merchants support it too Reviewed on: 29th May 2025

They're excellent, always attentive to people.

They're excellent, always attentive to people. Reviewed on: 29th May 2025

I had no worries if I pay fm pay pal

I had no worries if I pay fm pay pal Reviewed on: 29th May 2025

Always been my go to for online purchases, great pro...

Always been my go to for online purchases, great protection, and simplicity Reviewed on: 29th May 2025

Always great

Always great and so easy to use. Application was easy and having it accessible in your PayPal app makes it easy to manage. Reviewed on: 29th May 2025

Good but the reviews are skewed.

It is generally a good service, even if they don't offer me a increase in my amount to help my credit. With that being said, they are offering the chance at £1000 to write this which is either illegal or presumably against your ToS. Thought you'd like to know. Reviewed on: 29th May 2025

Life changing service

Online transactions have become an integral part of modern life, simplifying payments and purchases. Secure platforms offer peace of mind for both buyers and sellers. The ease of transferring funds electronically has revolutionized commerce. Many appreciate the speed and convenience these services provide. Global connectivity has truly shrunk the world in the realm of finance. Reviewed on: 29th May 2025

All good, can’t complain.

All good, can’t complain. I am happy with the service so far Reviewed on: 29th May 2025

Nice and easy

Using PayPal is always an easy experience. Whenever I have contacted customer service I have always been dealt with promptly. Reviewed on: 29th May 2025

Very happy with PayPal credit b.

Very happy with PayPal credit b. Never had any issues Reviewed on: 29th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.90 from 369 reviews
Very Account
from Shop Direct 4.31 from 27 reviews
Retail Finance
from V12 Retail Finance 4.71 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.00 from 1 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub