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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181136)

Always easy to use

5
Always easy to use and excellent customer service. Would defo recommend Reviewed on: 14th July 2026

Easy no worry shopping

5
I like that it is very easy to shop with no embarrassing waits for purchase to be approved Reviewed on: 14th July 2026

It is a payment process that does not get easier.

5
It is a payment process that does not get easier. I love how easy it is to use PayPal. Reviewed on: 14th July 2026

Easy way to earn rewards ...

5
It’s easy and convenient I especially like the fact I can add it to my wallet on my iPhone. It’s helped me out at times before I get paid, and I like the fact you can earn rewards Reviewed on: 14th July 2026

Secure, fast, always at hand

5
I've been using paypal for a long time to make secure payments and to have the security of paying for something online and not getting scammed. Now, with their pay later and pay in installments packages, I use their services even more. It just makes sense... Reviewed on: 14th July 2026

Love PayPal.

5
Love PayPal. It has some great tools to allow easy and secure payments online. I have used PayPal credit and pay in 3 options which makes it very easy to make bigger purchases. I like that it has a further verification code which makes it feel like my accounts are more private and safe. Reviewed on: 14th July 2026

Wouldn't buy without it.

5
I have used PayPal for yrs and without it I wouldn't be able to afford many items I have bought. I do not purchase anything without using PayPal. Safe, reliable service. Reviewed on: 14th July 2026

Never found any problems and always a pleasure to do...

5
Never found any problems and always a pleasure to do business with PayPal. Reviewed on: 14th July 2026

great protection with value when you pay and you are...

5
great protection with value when you pay and you are not sure of the seller Reviewed on: 14th July 2026

Easy to use , better now more people use Paypal

4
Easy to use , better now more people use paypal Reviewed on: 14th July 2026

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