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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149357 reviews)

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4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149357)

Friendly app, great offers, quick and easy to use daily

Friendly app, great offers, quick and easy to use daily Reviewed on: 2nd July 2026

Handy when needed

It just works! Handy to buy things when I don't have the money right now. Reviewed on: 2nd July 2026

So easy to purchase through PayPal.

So easy to purchase through PayPal. A choice of repayment options that really suit. No awkward questions asked. Set up just once. Uses your addresses and personal info too so you d'ont need to re-enter all that again Reviewed on: 2nd July 2026

am very happy with PayPal.

am very happy with PayPal. I have been a loyal customer for years. It is easy to use and reliable. I enjoy using PayPal for my payments. I trust the service and will continue to use it. Reviewed on: 2nd July 2026

Great experience

Great experience with no interest Reviewed on: 2nd July 2026

I love pay pay pal most safest and secure app to use .

I love pay pay pal most safest and secure app to use . Reviewed on: 2nd July 2026

Easy to navigate whilst on the app.

Easy to navigate whilst on the app. Peace of mind ordering from PayPal any problems are quickly addressed. Contact can be made via phone, app or online chat. A great variety of ways to pay IE credit card, pay in three or via your debit card. Options available to gain points when purchasing through PayPal too. Reviewed on: 2nd July 2026

Easy to use and instant access!

Easy to use and instant calculation on my credit limit. Along with instant access to funds and a competitive APR. Reviewed on: 2nd July 2026

Easy usability

Easy to use great offers too, accessibility is smooth as well Reviewed on: 2nd July 2026

The one & only PayPal

Always convenient & trustworthy. I have spoken on the phone to them direct & very security conscious (which is a good thing) Reviewed on: 2nd July 2026

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