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PayPal: PayPal Credit reviews

4.90
Based on 108,760 reviews, last reviewed 17th May 2026
2670900% increase in 5 star reviews
in the past 90 days
7750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I am very happy with PayPal. I am very happy with PayPal. The service is very good. I can pay quickly for all goods which I bought. It helps me very much Reviewed on: 17th May 2026
Marius C's avatar
Marius C

Latest lowest rating:

1

Ok was good but payments to debit card was bit annoy... Ok was good but payments to debit card was bit annoying Reviewed on: 16th May 2026
Hamza B's avatar
Hamza B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108760)

Semaless integration

5
Paypal Credit's integration within online shipping platforms is great, always seamless. They also inspire a lot of confidence. Reviewed on: 14th May 2026

Easy to use platform.

5
Easy to use platform quick and varied across retailers Reviewed on: 14th May 2026

Easy convenient service

5
Great if your paid monthly and need to stretch payments. Reviewed on: 14th May 2026

Convenient and Hassle Free

5
It’s fast, it’s easy, and by borrowing, even for a short period of time at 0%, you can save money by using it. As someone who buys (quite a stupid amount of) stuff online, I just find PayPal Credit easy to use and most places seem to take it. Saves me typing out my Credit Card details for one-off purchases. Reviewed on: 14th May 2026

never had any issues with paypal been brilliant to use

5
never had any issues with paypal been brilliant to use Reviewed on: 14th May 2026

I had a dispute with a merchant before that took my...

5
I had a dispute with a merchant before that took my money without the service, after filing a complaint paypal was quick to help me get my money back. Reviewed on: 14th May 2026

Very easy to use .

5
Very easy to use . Making payments is a breeze too . Interest rates are very affordable. Reviewed on: 14th May 2026

Always been there to support me in transactions & kn...

5
Always been there to support me in transactions & knowing my money is safe is a huge bonus Reviewed on: 14th May 2026

Ease of use & flexibility makes life so flexible, mi...

5
Ease of use & flexibility makes life so flexible, minimum re pay or chose your own amount with a choice of re payment methods. Reviewed on: 14th May 2026

Flexible and good for budgeting.

5
Flexible and good for budgeting. Pay in 3 or 4 months interest free is a great option! Reviewed on: 14th May 2026

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