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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181136)

User friendly

5
Easy to make transfer. User friendly. No app is down please come back later. App is always working and its time saving. Would easily recommend. Reviewed on: 14th July 2026

Paypal credit preferred method of payment

5
Paypal credit is easy to use and also easy to keep on top of. It is my preferred method of payment for any large purchases. Reviewed on: 14th July 2026

Handy and very professional and very secure

5
Handy and very professional and very secure Reviewed on: 14th July 2026

Easy to use, in my Apple wallet!

5
Easy to use, in my Apple wallet! Reviewed on: 14th July 2026

Essy access Simple options

5
Essy access to your account, simple payment options, the 4 months interest free option is great and useful for spreading the cost of purchasing. Reviewed on: 14th July 2026

Always feel safer paying with PayPal

5
Always feel safer paying with PayPal Reviewed on: 14th July 2026

A great way to pay for things over time without inte...

5
A great way to pay for things over time without interest Reviewed on: 14th July 2026

So Easy and Clear

5
Taking out PayPal credit or straightforward and exceptionally easy. Very well explained and clear to use. Excellent. Reviewed on: 14th July 2026

Ease of use

5
I find pay pal very easy to use, they are helpful and will do their best to help you out if you just explain what the issues are. When I’ve had issues in the past it’s been easy to resolve and know what to do. The credit card was easy to apply for and I was given an instant access to Apple Pay once approved. Reviewed on: 14th July 2026

Always fast and reliable

5
Since I started using this payment method, I’ve never had a problem; the payment is always fast and reliable. Reviewed on: 14th July 2026

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