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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181136)

Great job

5
Just so easy to use and now you can collect points on your transactions Reviewed on: 14th July 2026

Queries and answers

5
When had queries have these answered quickly and efficiently. Reviewed on: 14th July 2026

Excellent service

5
Excellent service, being able to spread the cost of your purchases. I highly recommend Reviewed on: 14th July 2026

Pay Pal credit is convenient.

5
It is so easy and convenient to use pay pal. Safe too for online purchases. I love being able to pay in 3 as well. It is really giod espaecially for emergency situations. Reviewed on: 14th July 2026

Reliable and useful to have this option

5
Reliable and useful to have this option Reviewed on: 14th July 2026

Extremely convenient and easy to use

5
Extremely convenient and easy to use Reviewed on: 14th July 2026

User friendly and easy to use - easiest and quickest...

5
User friendly and easy to use - easiest and quickest way to send money to family or make payments to a business. Reviewed on: 14th July 2026

Flexible Payments Made Simple

5
PayPal Credit has been a great way to spread the cost of purchases. The application process was simple, payments are easy to manage, and the app makes it straightforward to keep track of my balance. Overall, it’s been a convenient and reliable service. Reviewed on: 14th July 2026

Reliable and secure

5
I have been with PayPal for years now, never had a problem. They are always there to help out if required, and are very secure to use.. 5 stars all the way Reviewed on: 14th July 2026

You make me feel special x

5
You make it so easy to use. PayPal is very gentle. Like a beautiful flower. Thanks PayPal for everything you do for me. Love you x Reviewed on: 14th July 2026

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