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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50808 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Credit security and PayPal protection has helped me...

Credit security and PayPal protection has helped me as a buyer online Reviewed on: 29th May 2025

Have been using PayPal for years service has been fa...

Have been using PayPal for years service has been fantastic Reviewed on: 29th May 2025

Flexible, clear and instant.

Flexible, clear and instant. All responses are immediate and I like that about paypal. Reviewed on: 29th May 2025

PayPal is very good paying online accounts

PayPal is very good paying online accounts Reviewed on: 29th May 2025

Great service & great staff, communication is top no...

Great service & great staff, communication is top notch. Reviewed on: 29th May 2025

No complaints at all from this service - works exact...

No complaints at all from this service - works exactly in the way I would expect it to, and have not had any problems or issues. I have no problems at all in recommending it to others and would be happy to use it again myself. Reviewed on: 29th May 2025

Helpful...

PayPal is very good for people who can't pay straight away very helpful Reviewed on: 29th May 2025

Excellent service

Just an excellent service so easy to use, emails about updates my PayPal pretty much turns itself no negativity Reviewed on: 29th May 2025

Excellent Service

Always helpful and easy to use plus you know you can always approach them if there has been a problem Reviewed on: 29th May 2025

Satisfied!

Just very satisfactory! happy with the experience Reviewed on: 29th May 2025

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