Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108782 reviews)

View other PayPal products

4.90

Based on 108,782 reviews, last reviewed 17th May 2026

2671900% increase in 5 star reviews

in the past 90 days

7750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Sometimes I feel that PayPal could be more payer sup... Sometimes I feel that PayPal could be more payer supportive Reviewed on: 17th May 2026

Latest lowest rating:

1

Ok was good but payments to debit card was bit annoy... Ok was good but payments to debit card was bit annoying Reviewed on: 16th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (108782)

Excellent service.

Never had any problems using PayPal, excellent service. Reviewed on: 14th May 2026

I’ve had a positive experience with PayPal Credit

I’ve had a positive experience with PayPal Credit because it made it easier to spread the cost of bigger purchases and manage my budget during expensive times like birthdays and Christmas. I like how simple and convenient it is to use through PayPal, especially having everything in one app, and whenever I’ve needed to phone up with a question, the staff have always been really helpful and friendly. Reviewed on: 14th May 2026

Semaless integration

Paypal Credit's integration within online shipping platforms is great, always seamless. They also inspire a lot of confidence. Reviewed on: 14th May 2026

Easy to use platform.

Easy to use platform quick and varied across retailers Reviewed on: 14th May 2026

Easy convenient service

Great if your paid monthly and need to stretch payments. Reviewed on: 14th May 2026

Convenient and Hassle Free

It’s fast, it’s easy, and by borrowing, even for a short period of time at 0%, you can save money by using it. As someone who buys (quite a stupid amount of) stuff online, I just find PayPal Credit easy to use and most places seem to take it. Saves me typing out my Credit Card details for one-off purchases. Reviewed on: 14th May 2026

never had any issues with paypal been brilliant to use

never had any issues with paypal been brilliant to use Reviewed on: 14th May 2026

I had a dispute with a merchant before that took my...

I had a dispute with a merchant before that took my money without the service, after filing a complaint paypal was quick to help me get my money back. Reviewed on: 14th May 2026

Very easy to use .

Very easy to use . Making payments is a breeze too . Interest rates are very affordable. Reviewed on: 14th May 2026

Always been there to support me in transactions & kn...

Always been there to support me in transactions & knowing my money is safe is a huge bonus Reviewed on: 14th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 4.31 from 27 reviews
Loan
from Snap Finance 4.90 from 369 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 51498 reviews
Payments
from PayPal 4.91 from 3718 reviews
Credit card
from PayPal 4.90 from 82 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub