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PayPal: PayPal Credit reviews

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4.90
Based on 108,789 reviews, last reviewed 17th May 2026
2672150% increase in 5 star reviews
in the past 90 days
7750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Benefits I use PayPal+ benefits, credit card and 3 split pay most often. Reviewed on: 17th May 2026
MS's avatar
MS

Latest lowest rating:

1

Ok was good but payments to debit card was bit annoy... Ok was good but payments to debit card was bit annoying Reviewed on: 16th May 2026
Hamza B's avatar
Hamza B
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108789)

Easy to use, backed by a physical card

5
Easy to use, backed by a physical card Reviewed on: 14th May 2026
Tony O's avatar
Tony O

Safety and security.

5
Safety and security. Peace of mind widely adopted by business Reviewed on: 14th May 2026
HONEY P's avatar
HONEY P

First class service and very straight forward

5
First class service and very straight forward Reviewed on: 14th May 2026
Andrew 's avatar
Andrew

Easy way to make payments

5
Easy way to make payments great rates for credit easy management of account Reviewed on: 14th May 2026
Matt Reid's avatar
Matt Reid

Everything is always such an easy way yo pay, all wh...

5
Everything is always such an easy way yo pay, all whilst being secure. Its a win win! Reviewed on: 14th May 2026
Kate E's avatar
Kate E

Very useful facility.

5
Very useful facility. Thanks very much Reviewed on: 14th May 2026
Ranald M's avatar
Ranald M

A great experience.

5
A great experience especially when one is on a budget Reviewed on: 14th May 2026
Lorraine W's avatar
Lorraine W

Excellent service.

5
Never had any problems using PayPal, excellent service. Reviewed on: 14th May 2026
Alan Mcpherson's avatar
Alan Mcpherson

I’ve had a positive experience with PayPal Credit

5
I’ve had a positive experience with PayPal Credit because it made it easier to spread the cost of bigger purchases and manage my budget during expensive times like birthdays and Christmas. I like how simple and convenient it is to use through PayPal, especially having everything in one app, and whenever I’ve needed to phone up with a question, the staff have always been really helpful and friendly. Reviewed on: 14th May 2026
Alicia's avatar
Alicia

Semaless integration

5
Paypal Credit's integration within online shipping platforms is great, always seamless. They also inspire a lot of confidence. Reviewed on: 14th May 2026
Daniel's avatar
Daniel

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