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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149655 reviews)

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4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149655)

Brilliant service & so easy to use.

Brilliant service & so easy to use. Reviewed on: 3rd July 2026

So easy and convenient to use.

So easy and convenient to use. My go to for all payments Reviewed on: 3rd July 2026

Excellent payment transaction service

Paypal is so easy and an excellent payment transaction service. I tend to use often because I know that I can trust the service. Would highly recommend to anyone. Reviewed on: 3rd July 2026

Becwal01

Love using PayPal, it's secure, safe & the best way to pay for goods, pay a business or friends & family. Reviewed on: 3rd July 2026

Very useful!

Very useful! I use it all the time. Reviewed on: 3rd July 2026

It has been amazing using PayPal.

It has been amazing using PayPal. Easy and fast access Reviewed on: 3rd July 2026

Easy to use service, very good for small business

Easy to use service, very good for small business Reviewed on: 3rd July 2026

Financial mate at your side

I have been using PayPal since it first started with E-Bay. I have found that they are quick to solve disputes between myself and any difficult seller, they step in quickly when informed of the problem and usually solve it within a few days Reviewed on: 3rd July 2026

PayPal is the only right choice when making purchases

When making purchases online, I always look to see if PayPal is a checkout option, wether it’s an instant payment or credit, or take 3, it just feels safer & more Secure using PayPal as my trusted method for any purchases, on the rare occasion PayPal is not a checkout option, I actually choose NOT to purchase as this flags the site may be unsafe to me & not trusted by PayPal! Reviewed on: 3rd July 2026

Really easy to apply

Really easy to apply, everything is explained clearly and makes shopping for those important big items easier Reviewed on: 3rd July 2026

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