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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50808 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Everything ok.

Everything ok. Good app, clear informations Reviewed on: 29th May 2025

Excellent payment option

My experience was positive. There were no problems encountered. I have no hesitation in using PayPal Credit again. Reviewed on: 29th May 2025

Always good experience!

Always good experience , never had any probles, recommend 100% Reviewed on: 29th May 2025

Excellent app and customer service.

Excellent app and customer service. The app is very well thought about and constant communication from PayPal Reviewed on: 29th May 2025

Secure and efficient way to manage transactions!

I've been using PayPal for years, and it remains one of the most reliable and convenient payment platforms available. Whether I’m making online purchases, sending money to friends, or handling business transactions, PayPal ensures a seamless experience with strong security measures. The ease of linking accounts, quick transfers, and buyer protection make it a trusted choice for digital payments. Highly recommended for anyone looking for a secure and efficient way to manage transactions! Reviewed on: 29th May 2025

Flexibility and convenience

I've been using PayPal for years now, I like flexibility of paying in installments or to have more time to pay for my staff Reviewed on: 29th May 2025

PayPal is a must for me, I've found the staff helpful.

PayPal is a must for me, I've found the staff helpful. If I've had an issue, it's usually sorted within a few days (sometimes quicker) payments are easy to make using the app. Reviewed on: 29th May 2025

PayPal so easy to use

My personal experiences have been excellent and its so Easy to use and value for money Reviewed on: 29th May 2025

It’s really handy to have PayPal credit when we need...

It’s really handy to have PayPal credit when we need to buy something big but cannot pay it all in one go. Also the repayment is not too much and completely affordable. Reviewed on: 29th May 2025

Excellent provider.

Excellent provider. Never had any problems with my account, if any questions they are promptly addressed Reviewed on: 29th May 2025

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