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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149777 reviews)

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4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149777)

Exceptional service

Exceptional product, exceptional service and exceptional repayment plan with no interest rate if paid within 4 months of taking out the crwdit. Well done paypal Reviewed on: 3rd July 2026

Love how it is available for payment most places

Love how it is available for payment most places Reviewed on: 3rd July 2026

Pay pal gives you more time to pay back

Pay pal gives you more time to pay back Reviewed on: 3rd July 2026

Outstanding service.

Outstanding service. Easy use. Saw what I wanted. Purchased through the app. Reviewed on: 3rd July 2026

PayPal Credit is refreshingly good!

I have nothing but great things to say about PayPal Credit. It’s a fantastic service that I use all the time, I especially like the 4 months interest free which allows me to spread the payments at no extra cost to me! Reviewed on: 3rd July 2026

Easy and clear to choose no hidden information

Easy and clear to choose no hidden information Reviewed on: 3rd July 2026

PayPal is so quick and easy to use and gives me piec...

PayPal is so quick and easy to use and gives me piece of mind that my money is safe Reviewed on: 3rd July 2026

Payments made straightforward and simple

Payments made straightforward and simple Reviewed on: 3rd July 2026

very nice

very nice always with you I am! When have problems, you always sorted Reviewed on: 3rd July 2026

Easy to use good ideas

Gives good updates.Easy to use . Reviewed on: 3rd July 2026

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