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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108806 reviews)

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4.90

Based on 108,806 reviews, last reviewed 17th May 2026

2672850% increase in 5 star reviews

in the past 90 days

7800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

We are the PayPal I’ve had a very positive experience using PayPal and PayPal Credit. The platform is easy to use, secure, and makes online payments quick and straightf... Read more Reviewed on: 17th May 2026

Latest lowest rating:

1

Don't believe the payment protection they say is off... Don't believe the payment protection they say is offered. Use a real credit card and get real protection. Customer service is slow and useless. Reviewed on: 17th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108806)

never had any issues with paypal been brilliant to use

never had any issues with paypal been brilliant to use Reviewed on: 14th May 2026

I had a dispute with a merchant before that took my...

I had a dispute with a merchant before that took my money without the service, after filing a complaint paypal was quick to help me get my money back. Reviewed on: 14th May 2026

Very easy to use .

Very easy to use . Making payments is a breeze too . Interest rates are very affordable. Reviewed on: 14th May 2026

Always been there to support me in transactions & kn...

Always been there to support me in transactions & knowing my money is safe is a huge bonus Reviewed on: 14th May 2026

Ease of use & flexibility makes life so flexible, mi...

Ease of use & flexibility makes life so flexible, minimum re pay or chose your own amount with a choice of re payment methods. Reviewed on: 14th May 2026

Flexible and good for budgeting.

Flexible and good for budgeting. Pay in 3 or 4 months interest free is a great option! Reviewed on: 14th May 2026

I have used PayPal for a number of years and only ev...

I have used PayPal for a number of years and only ever encountered 1 problem paying a bil but that was with the app and It was quickly sorted out with 1 quick phone call Reviewed on: 14th May 2026

Am more comfortable in dealing with paypal for makin...

Am more comfortable in dealing with paypal for making payments Reviewed on: 14th May 2026

Top notch service

All easy and intuitive to use. Moving money and setup is easy. easy to share and pay friends and family for meals etc. Reviewed on: 14th May 2026

Excellent service

Easy to use, clear t&C's, does the job. Reviewed on: 14th May 2026

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