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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149822 reviews)

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4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149822)

Great system and service.

Great system and service. Use frequently and recommend! Reviewed on: 3rd July 2026

I like pay pal because I get confidence that if I pa...

I like pay pal because I get confidence that if I pay for a product and there is any problem or scams they sort everything out for me excellent service Reviewed on: 3rd July 2026

Excellent customer care at all times new ideas for...

Excellent customer care at all times new ideas for supporting clients good communication Reviewed on: 3rd July 2026

Always a great experience and so easy to use would h...

Always a great experience and so easy to use would highly recommend Reviewed on: 3rd July 2026

always I've been pleased about PayPal services, in...

always I've been pleased about PayPal services, in my opinion I think are one of the best. Reviewed on: 3rd July 2026

PayPal good

PayPal payments been helpful as can spread the cost across the months. Reviewed on: 3rd July 2026

Good value and is a financial provider I can trust

Good value and is a financial provider I can trust Reviewed on: 3rd July 2026

An easy to use App.

An easy to use App. Never had any problems with PayPal. Reviewed on: 3rd July 2026

PayPal Great service

Great service. I have had no issues with using PayPal for years. I would highly recommend. Reviewed on: 3rd July 2026

PayPay Credit an excellent experience.

PayPay Credit has been an excellent experience from start to finish. The application process was quick and straightforward, and I received a decision much faster than expected. The app is easy to use, making it simple to track spending, manage payments, and stay on top of my account. What really stands out is the flexibility and convenience it offers. Payments are processed smoothly, the features are clearly explained, and everything feels transparent with no unnecessary complications. Customer support has also been responsive and helpful whenever I’ve had a question. If you’re looking for a reliable, user-friendly credit service that makes managing your finances easier, I would definitely recommend PayPay Credit. It’s a convenient solution that has exceeded my expectations, and I’m very happy with the overall experience Reviewed on: 3rd July 2026

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