Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 108,811 reviews, last reviewed 17th May 2026
2673050% increase in 5 star reviews
in the past 90 days
7800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I have no issues with PayPal, I just have a feeling... I have no issues with PayPal, I just have a feeling that my money isn't safe that's all Reviewed on: 17th May 2026
Regina J's avatar
Regina J

Latest lowest rating:

1

Don't believe the payment protection they say is off... Don't believe the payment protection they say is offered. Use a real credit card and get real protection. Customer service is slow and useless. Reviewed on: 17th May 2026
RAH's avatar
RAH
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (108811)

Flexible and good for budgeting.

5
Flexible and good for budgeting. Pay in 3 or 4 months interest free is a great option! Reviewed on: 14th May 2026
Maria H's avatar
Maria H

I have used PayPal for a number of years and only ev...

5
I have used PayPal for a number of years and only ever encountered 1 problem paying a bil but that was with the app and It was quickly sorted out with 1 quick phone call Reviewed on: 14th May 2026
Billy s's avatar
Billy s

Am more comfortable in dealing with paypal for makin...

4
Am more comfortable in dealing with paypal for making payments Reviewed on: 14th May 2026
Peter O's avatar
Peter O

Top notch service

5
All easy and intuitive to use. Moving money and setup is easy. easy to share and pay friends and family for meals etc. Reviewed on: 14th May 2026
Darren H's avatar
Darren H

Excellent service

5
Easy to use, clear t&C's, does the job. Reviewed on: 14th May 2026
Philip's avatar
Philip

Very happy with service

5
Never had a problem paying for things and they send me regular updates with my account which is really good Reviewed on: 14th May 2026
Fay Taylor's avatar
Fay Taylor

Trusted Credit

5
Trustworthy and Safe. You can trust them Reviewed on: 14th May 2026
M A's avatar
M A

Always been good even when it goes wrong

5
Always been good even when its gone wrong and I've had to call always had my back Reviewed on: 14th May 2026
Ricky Outhwaite's avatar
Ricky Outhwaite

You can pay for products in a quick, easy way.

5
You can pay for products in a quick, easy way. The interest and methods of payment are very clear so you know exactly what you have to pay back and when. I've used the PayPal Credit options for paying for products quite a few times. Reviewed on: 14th May 2026
Skeeter's avatar
Skeeter

So many options

5
So many options of how to pay the balance. This is a really good addition to my finance auctions Reviewed on: 14th May 2026
Nick H's avatar
Nick H

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill