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PayPal: PayPal Credit reviews

4.73
Based on 181,136 reviews, last reviewed 30th Aug 2026
7% decrease in 5 star reviews
in the past 90 days
5% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026
Ako's avatar
Ako

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181136)

I've always had excellent service with paypal credit...

5
I've always had excellent service with paypal credit, If I have any problems, The customer service advisors always rectify the issues you have. Reviewed on: 14th July 2026

Excellent experience.

5
Excellent experience using PayPal. Great customer service. Easy to use for everyday spending. Would definitely recommend. Reviewed on: 14th July 2026

Great service

5
Paypal so easy to use never had an issue. Reviewed on: 14th July 2026

All services perfect and good deals

5
All services perfect and good deals Reviewed on: 14th July 2026

So easy to use and very safe

5
So easy to use, very safe, i use my PayPal where possible , very beneficial when buying on line, I won't buy on line if I can't use my paypal with all the scammers and hackers, ive recommended PayPal to 11 friends and family who are now using it and love it, everybody who has a bank account should have it. Reviewed on: 14th July 2026

PayPal is convenient

5
PayPal is convenient It would be useful if it allow me to select which purchase I want to pay an instalment off. Unless I’m missing that. But over all it’s a good asset. Reviewed on: 14th July 2026

Fave way of Pay

5
Using PayPal for years , as a extra insurance, help with a Pay or extra fast way . Reviewed on: 14th July 2026

I found it very easy to set up, straight forward ste...

5
I found it very easy to set up, straight forward steps without lots of unnecessary hassle Reviewed on: 14th July 2026

PayPal is easy to use, very user friendly

5
PayPal is easy to use, very user friendly Reviewed on: 14th July 2026

It’s great!!

5
PayPal credit enables me to get more expensive items and pay it off. It has been really helpful! I send money to buy things or to friends and family with ease!!. I have used customer services and they were so helpful too. It’s so reassuring to know you can get support or raise an issue with a payment and have it resolved. It feels a safer way to make payments. I use it at least weekly! All in all great. Reviewed on: 14th July 2026

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