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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149862 reviews)

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4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149862)

A seamless and easy to use app all at your fingertips.

A seamless and easy to use app all at your fingertips. Really like the delivery tracking and adaptability on payment options. Reviewed on: 3rd July 2026

Its been a simple and smooth process

Its been a simple and smooth process Reviewed on: 3rd July 2026

I love the perks and the benefits of paypal and you...

I love the perks and the benefits of paypal and you can use it everywhere Reviewed on: 3rd July 2026

Excellent Problem Resolution

The problems I have had were sorted immediately or passed on to the right department to resolve the issue. Reviewed on: 3rd July 2026

Quick and efficient, provide good comms.

Quick and efficient, provide good comms. Reviewed on: 3rd July 2026

Easy to use and understand plus easy to make extra p...

Easy to use and understand plus easy to make extra payments plus accepted at so many places always reccommend. also the app is very easy to use and clear and simple Reviewed on: 3rd July 2026

Mmmmmmmmmmmmmmmmmm

Generally poor Reviewed on: 3rd July 2026

I have had no problem with pay pal and have been usi...

I have had no problem with pay pal and have been using them for years now. always used pay pal for online shopping and I trust it very much. Thank you Reviewed on: 3rd July 2026

when ordering a virtual card it was very simple to d...

when ordering a virtual card it was very simple to do, and I love the flexibility of payment of over 4 months on purchases over 99.00, it gives you the option of whether to buy or not an item. also it s great if you have an emergency pay out like your car needs a garage repair on it Reviewed on: 3rd July 2026

Exsellent

Never any issues. Great communication. Reviewed on: 3rd July 2026

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