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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181136 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181136)

Easy to use, instant, transparent and the interest r...

Easy to use, instant, transparent and the interest rate is competitive. There is also a good choice of purchase options. Feels safe, secure. I recently got scammed and I got a full refund so very happy with protection levels. Highly recommend Reviewed on: 14th July 2026

Flexible payment options, including credit.

Flexible payment options, including credit...many stores and nearly all websites offer PayPal as payment option. Reviewed on: 14th July 2026

Awesome credit experience

Awesome experience seeing far. Most of my credit demand were met seemlessly Reviewed on: 14th July 2026

Great and healthy credit initiative

Since the introduction of your credit card, which is attached to the PayPal account, the interest free period on purchases has been a game changer without applying for a new card. It’s intuitive when it shows how long we have to pay the balance based on the purchase date and how much we have to pay by to avoid paying the interest. It’s a much healthier way of credit because of this little function. Reviewed on: 14th July 2026

Amazing handy app for paying and saving

Amazing handy app for paying and saving Reviewed on: 14th July 2026

Easy to apply and to use.

Easy to apply and to use. The virtual credit card allows you to take advantage of the services even without direct paypal payment method. Reviewed on: 14th July 2026

It was very nice to have the chance to pay something...

It was very nice to have the chance to pay something in 4 instalments without interest and helped with my budget while solving an emergency like my phone breaking Reviewed on: 14th July 2026

It's helped me out a few times with big purchases

It's helped me out a few times with big purchases and for that I'm grateful. Having time before interest is really good when you have the means to pay it back also. Reviewed on: 14th July 2026

Erika lili

all good always helps me out. I used pay 3 very well worked for me. Reviewed on: 14th July 2026

Very easy and less services payment

Very easy and less services payment Reviewed on: 14th July 2026

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