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PayPal: PayPal Credit reviews

4.90
Based on 108,858 reviews, last reviewed 17th May 2026
2675100% increase in 5 star reviews
in the past 90 days
7850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great that you can get a physical card along with cl... Great that you can get a physical card along with click and pay on so many websites. Makes life easier than having lots of credit cards as PayPal cred... Read more Reviewed on: 17th May 2026
Kim M's avatar
Kim M

Latest lowest rating:

1

I was told I’d get £20 off my first purchase which w... I was told I’d get £20 off my first purchase which was my incentive and didn’t receive. Reviewed on: 17th May 2026
Sophie B's avatar
Sophie B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108858)

I Use PayPal for the interest free for 4 month offer.

5
I Use PayPal for the interest free for 4 month offer. It's good if you can clear it fast. Definitely helps spread the payments for larger items that you need in the moment Reviewed on: 14th May 2026

Paypal is a very secure and easy way to pay.

5
Paypal is a very secure and easy way to pay. You don't have to worry about your card details being stolen, as has happened to me many times in the past when I just used my debit or credit card to shop online. The Pay in 3 option is very useful for spreading the cost of big purchases. Reviewed on: 14th May 2026

A totally one stop site for everything you need to k...

5
A totally one stop site for everything you need to keep shopping any days of the week. And Ebay usable Reviewed on: 14th May 2026

Always available for support.

5
Always ready to give support and peace of mind. Your support is extremely friendly, patient and very informative when giving advice. Reviewed on: 14th May 2026

I appreciate the 0% APR for 4 months for purchase ov...

5
I appreciate the 0% APR for 4 months for purchase over 90£ promotion. Reviewed on: 14th May 2026

PayPal credit is a very convenient way of paying for...

4
PayPal credit is a very convenient way of paying for certain products as they give you a decent time to pay it off Reviewed on: 14th May 2026

Amazing & very helpful.

5
Amazing & very helpful.. easy to use Reviewed on: 14th May 2026

Never have any issues and their customer service is...

5
Never have any issues and their customer service is always quick and easy. The app is always up to date and I’m glad to have an app that keeps all my payment information in once place securely. Reviewed on: 14th May 2026

Processes so easy to use.

5
Processes so easy to use.instant withdrawals with no hassle. Use this site a lot……love it!,, Reviewed on: 14th May 2026

Easy to use, backed by a physical card

5
Easy to use, backed by a physical card Reviewed on: 14th May 2026

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