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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Very helpful and easy to use.

Very helpful and easy to use. Available in many online stores Reviewed on: 29th May 2025

Helped me when I needed it and I am grateful for that.

Helped me when I needed it and I am grateful for that. Reviewed on: 29th May 2025

Paypal is the best , all transfer are quick, wheneve...

Paypal is the best , all transfer are quick, whenever I had some problems with companies paypal where always giving my money back. Even once some pounds were gone from my account and customer service of paypal had my back and give my money back very quick . Reviewed on: 29th May 2025

I find it easy to pay with PayPal as it makes it eas...

I find it easy to pay with PayPal as it makes it easier for me not to having to fill in my details every time I make a purchase. Reviewed on: 29th May 2025

Always my preferred method of payment online, especi...

Always my preferred method of payment online, especially with the PayPal credit 4 months interest free Reviewed on: 29th May 2025

Convenient and safe.

Convenient and safe. I always use it when offered. Reviewed on: 29th May 2025

Easy to Use

Easy to use and makes for convenient check out on online spending. Offers to pay in three or interest free for a period. Would prefer to be able to set up a normal direct debit than linking my bank account though. Reviewed on: 29th May 2025

Can’t praise enough!

Can’t praise enough! Easy to use and very good in all aspects Reviewed on: 29th May 2025

My vote!

Helpful and straightforward . Very easy to find the answers to my questions and concerns. I always feel protected and reassured. Reviewed on: 29th May 2025

No frills, no fuss and no problems.

No frills, no fuss and no problems. Does what it says on the tin and causes me no extra work or worry. Reviewed on: 29th May 2025

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