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PayPal: PayPal Credit reviews

4.73
Based on 167,691 reviews, last reviewed 7th Jul 2026
1469% increase in 5 star reviews
in the past 90 days
1465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026
Amy K's avatar
Amy K

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026
KC's avatar
KC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (167755)

Always delivers timely service and response

5
Always delivers timely service and response Reviewed on: 7th July 2026

Simple and Easy

5
Great and very easy neede a solution to a problem and this was a very easy experience Reviewed on: 7th July 2026

Easy transaction and quick service

5
Easy transaction and quick service Reviewed on: 7th July 2026

A handy help when most my family most needs it

4
A handy help when most my family most needs it Reviewed on: 7th July 2026

A Digital partner you can trust!

5
Easy to use, provides some sort of security over online payments (just needs bit more improvement on disputes) as some sellers time to time will try to scam others and PayPal comes in handy to avoid all of this.... Reviewed on: 7th July 2026

Very handy to use

5
Very handy to use and freedom and flexibility for payment. Reviewed on: 7th July 2026

Credit for me

5
I use it quite often, never had any problems brilliant. Very convenient helps me out a lot. Thank you PayPal. Reviewed on: 7th July 2026

1st class service.

5
I have always been highly satisfied with customer service. Anytime I have had to contact them they have kept me informed every step of the way. Reviewed on: 7th July 2026

A secure way of shopping

5
When making online purchases I find PayPal so easy to use. It’s a secure site and I feel confident in using it, it has competitive interest rates and making payments to my account is very easy. It’s also easy to send money abroad, I have a son living in Australia and I use PayPal to send birthday and Christmas money for gifts. Reviewed on: 7th July 2026

Easy to use very reliable been using PayPal for many...

5
Easy to use very reliable been using PayPal for many years with no problems Reviewed on: 7th July 2026

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