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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167973 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (167983)

Simple system to use, never had to use customer serv...

Simple system to use, never had to use customer services for anything Reviewed on: 7th July 2026

Easy to use and easy to set up.

Easy to use and easy to set up. Have used it for years with peace of mind. The app is great. Reviewed on: 7th July 2026

I’ve never had any issues with PayPal it works very...

I’ve never had any issues with PayPal it works very well Reviewed on: 7th July 2026

Right there for you

Right there for you just when you need to pay or get paid safe security all the information you need to know about your payments in one complete package Reviewed on: 7th July 2026

great- easy to use and very helpful when you contact...

great- easy to use and very helpful when you contact them. I would recommend to anyone to use this service going forward Reviewed on: 7th July 2026

It’s Okay but need improvement

It’s Okay but needs improvement . I belive it has to be more interconnected with other apps and also karma kinda payment types too Reviewed on: 7th July 2026

Hassle free buddy

Paypal the only organisation where you have zero hassle and 100% comfort with great customer service. Reviewed on: 7th July 2026

So easy to set up .

So easy to set up . Just has to be my go to when I need extra cash Reviewed on: 7th July 2026

I use PayPal for most of my online purchases as its...

I use PayPal for most of my online purchases as its a good safe service. Reviewed on: 7th July 2026

Great, flexible payment options.

Anything over £99 automatically has the option to pay within 4 months at 0%. Great, automatic flexibility. Fees are clear, and it's easy to track what you've spent, and how long you've got left before interest kicks in. Having the option of a physical card means that you can benefit from PayPal credit facilities wherever you go, even if they don't accept PayPal. Added to the PayPal+ facility in conjunction with a PayPal debit card connected to your bank, you can earn points to use against future purchases. FREE MONEY! Reviewed on: 7th July 2026

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