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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109016 reviews)

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4.90

Based on 109,016 reviews, last reviewed 17th May 2026

2682650% increase in 5 star reviews

in the past 90 days

7900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Perfect way to pay for goods, great customer service... Perfect way to pay for goods, great customer service and love the new PayPal+ card Reviewed on: 17th May 2026

Latest lowest rating:

1

Every time I go use my PayPal credit card it gets de... Every time I go use my PayPal credit card it gets declined. Which is embarrassing. Reviewed on: 17th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109016)

It's easier to send and receive money, it's fast, re...

It's easier to send and receive money, it's fast, reliable and secure. That's an experience that's rare to find in financial services. Reviewed on: 14th May 2026

Helped when needed it most

I have had really good experiences with PayPal credit. It has helped to be to be able to fulfill purchases without having to pay the total upfront. It’s helped myself and my family In times of need. Reviewed on: 14th May 2026

Very easy to use and so very easy to use handy

Very easy to use and so very handy Reviewed on: 14th May 2026

The Biggest Part of my Purchases are paid using PayPal.

The Biggest Part of my Purchases are paid using PayPal. I have the security knowing that I am always covered. PayPal is the Best Finance Provider out there! Fact!! Reviewed on: 14th May 2026

Highly recommend

When problems have occurred they have been fixed easily and money returned with no problems. Reviewed on: 14th May 2026

Great experience.

Great experience, always use PayPal credit to help me spread the cost of higher priced goods. Reviewed on: 14th May 2026

First class service.

First class service. Always very attentive Reviewed on: 14th May 2026

Great help especially with that economy we live at m...

Great help especially with that economy we live at moment Reviewed on: 14th May 2026

Never had any issues, always very helpful and easy t...

Never had any issues, always very helpful and easy to use Reviewed on: 14th May 2026

It has been good to use PayPal credit.

It has been good to use PayPal credit. It has helped a lot with payments. It’s helped me save money and do things I could never do without PayPal credit. Reviewed on: 14th May 2026

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