Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

View other PayPal products

4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50807)

I always use Paypal pay in 3 or Paypal credit.

I always use Paypal pay in 3 or Paypal credit. Reviewed on: 29th May 2025

Easy to use customer service very helpful and friendly

Easy to use customer service very helpful and friendly Reviewed on: 29th May 2025

Easy application and really simple app to use.

Easy application and really simple app to use. Simple to track spending and make payments on time. Reviewed on: 29th May 2025

Easy of use, responsive customer service

Easy of use, responsive customer service Reviewed on: 29th May 2025

Very good service.

Very good service. Easy to use. Helpful reminders . Reviewed on: 29th May 2025

PayPal is great.

PayPal is great, it's really helpful and would recommend it. Reviewed on: 29th May 2025

Very good, very helpful, very easy to use

Very good, very helpful, very easy to use Reviewed on: 29th May 2025

Easy to use.

Easy to use. Any issues addressed promptly and always deal with things with good communication . Reviewed on: 29th May 2025

I love PayPal services.

I love PayPal services. Very easy to use, good customer service. I like it Reviewed on: 29th May 2025

I use PayPal credit and pay in three, which helps me...

I use PayPal credit and pay in three, which helps me purchase more costly items easily without the need to worry about interest charges. This is usually not offered by credit cards or others, therefore I would recommend PayPal for this service. Reviewed on: 29th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.76 from 172 reviews
Retail Finance
from V12 Retail Finance 4.71 from 25 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.00 from 1 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub