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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168143 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168150)

I have trusted PayPal as a payment vehicle for years...

I have trusted PayPal as a payment vehicle for years so I was happy to use their PayPal Credit. It was easy to set up online and allows me to make larger payments. Every month PayPal credit tells me before my payment is due and advises of the options for payment. Payment is easy because I can pay simply by clicking on one of the options in the email. PayPal Credit gives me the opportunity to make larger purchases without unduly upsetting my monthly budget. Reviewed on: 7th July 2026

Simple plan,

Simple plan, easy to navigate and zero stress Reviewed on: 7th July 2026

Good service and honest company and there to help cu...

Good service and honest company and there to help customers Reviewed on: 7th July 2026

Very helpful and will always help and support you so...

Very helpful and will always help and support you so you get the right result Reviewed on: 7th July 2026

Keep it up

Been with PayPal for 10 years, can't find anything wrong credit is available when you need it Reviewed on: 7th July 2026

The customer service is excellent and the wait time...

The customer service is excellent and the wait time on the phone is very fast. They handle everything very quickly. Reviewed on: 7th July 2026

Easy and hassle free to use.

Easy and hassle free to use. Safe way to pay Reviewed on: 7th July 2026

PayPal is a secure payment platform

I appreciate PayPal's secure payment platform, buyer and seller protection features, and its integration with online marketplaces and e-commerce platforms. I have found it to be a reliable and efficient payment solution for managing online transactions. Reviewed on: 7th July 2026

Easy, clear, user friendly and helpful for everyday...

Easy, clear, user friendly and helpful for everyday use. Reviewed on: 7th July 2026

Easy to use allowing for international payments in d...

Easy to use allowing for international payments in different currency Reviewed on: 7th July 2026

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