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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181136 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181136)

Been using their services for years

Been using their services for years, highly trusted Reviewed on: 14th July 2026

PayPal credit made it so convenient for me to get a...

PayPal credit made it so convenient for me to get a large purchase and break the costs down to a manageable amount. Reviewed on: 14th July 2026

Fantastic never had a problem great customer service

Fantastic never had a problem great customer service Reviewed on: 14th July 2026

It is useful and I use it for big things

It is useful and I use it for big things Reviewed on: 14th July 2026

It’s offered great value, I use PayPal every day to...

It’s offered great value, I use PayPal every day to help with payments and makes purchases so much easier. Would definitely recommend it to anyone. Never had any problems but the customer service operators are very helpful Reviewed on: 14th July 2026

I haven’t used customer support so can’t rate.

I haven’t used customer support so can’t rate. Other services have been great Reviewed on: 14th July 2026

Easy to use, straightforward to start

Easy to use, straightforward to start Reviewed on: 14th July 2026

Help manage psyments throughout the month

Help manage psyments throughout the month Reviewed on: 14th July 2026

Always good and helpful , gets to purchase my desire...

Always good and helpful , gets to purchase my desired item without any stress for money , thanks to PayPal credit.thankyou. Reviewed on: 14th July 2026

Quick and easy to use.

Quick and easy to use. Never had a problem with paying or refunds. Pay in 3 is very convenient for unexpected purchases. Q Reviewed on: 14th July 2026

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