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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168198 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168199)

Been using paypal since i was 16 never had issues wi...

Been using paypal since i was 16 never had issues with it and it developed so much since then its unreal Reviewed on: 7th July 2026

Customer services

I have been using PayPal for so many years and my experience with customer service has been brilliant. Reviewed on: 7th July 2026

Safe way to pay.

Safe way to pay. I always use PayPal for larger purchases as I know I will be protected if anything aver goes wrong Reviewed on: 7th July 2026

I feel confident when making payments with PayPal.

I feel confident when making payments with PayPal.Secure and safe . Reviewed on: 7th July 2026

It’s been good.

It’s been good. It’s seamless and easy to use. Reviewed on: 7th July 2026

Easy access to credit if needed.

Easy access to credit if needed. Used on occasions was simple and easy to set up Reviewed on: 7th July 2026

Paypal credit update on all transactions and timescales

Paypal credit updated me on all my transactions. I get reminders of payment times I also know that if I have any issues with any purchases PayPal respond quickly with clear timeframes to resolve any challenges. I have used paper credit which has been really helpful again there are clear reminders of when to pay the due date payments. I really feel this is help my budgeting and that has served to make me more accountable. I'm also offered reasonable increments that are affordable for me to pay off so never feel that I'm going into unnecessary debt. I would highly recommend PayPal credit it's so easy and so straightforward Reviewed on: 7th July 2026

It is a great service and easy to use.

It is a great service and easy to use. Better now you can have a card and use in stores. Reviewed on: 7th July 2026

Recovery from fake website

I needed a sum recovered from an online fake website and this was solved quickly Reviewed on: 7th July 2026

PayPal are excellent. My number 1 for shopping

PayPal are excellent. This is a chance to say thank you for all you do. I wouldn’t be able to get certain things I need, without PayPal., I’ve been with them for quite a few years.. I’ve NEVER had a problem… and if I’ve been scammed, or have been wrongly charged, all I have to do is let them know, and they have sorted it every single time… they’ve been there to help my retail experience much easier, and much better. I get notified for any incoming and outgoing parcels. I get delivery updates, and basically… I don’t know what I’d do without PayPal. Thank you to all the wonderful staff that have helped me over the years.. The best experience I’ve had, when shopping. Reviewed on: 7th July 2026

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