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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Good platform to organise your plans

It's a good platform where you can manage your spending. Borrow some money and returned at it very low interest. I love paypal make my life easier. I booked my ticket always through PayPal credit. Reviewed on: 29th May 2025

Best Credit option out there

Using PayPal credit has been very convenient and very straightforward to use. I like it when there isn't a lot of hurdles to jump through. Sometimes you need a little bit extra help with daily purchases and having access to PayPal credit options is a lifesaver. There is no hidden fees, and I really like it when it does what it says on the tin. Reviewed on: 29th May 2025

Believe me I needed a laptop for my university work...

Believe me I needed a laptop for my university work and the paypal credit made it possible as I’m an international student from a developing country, very hard to buy it on full. Reviewed on: 29th May 2025

So far it has been very good .

So far it has been very good . I haven't had any issues. I highly recommend it,especially PayPal Credit. Reviewed on: 29th May 2025

customer services are helpful

had payment issues before, they were sorted very well Reviewed on: 29th May 2025

Easy to use no issues, handy for spreading the cost

Easy to use no issues, handy for spreading the cost Reviewed on: 29th May 2025

Good customer service

Good. Flexible, not much to say. Happy with them Reviewed on: 29th May 2025

Never get any problems

Never get any problems with paypal always works as it should Reviewed on: 29th May 2025

fantastic, I couldn’t do without PayPal.

fantastic, I couldn’t do without PayPal. It’s secure as fast it’s easy and it’s very easy to keep track of your spending.. honestly, I just couldn’t do without it. Reviewed on: 29th May 2025

Just amazing

Whenever I have had an issue, it gets resolved so quickly and easily. Customer service team are great. App and website are so easy to use. You can trust PayPal and know your money is safe and secure. Reviewed on: 29th May 2025

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