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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

I'm so happy with PayPal Credit given me the chance...

I'm so happy with PayPal Credit given me the chance to buy what I want.I Always recommend to my friend and family. Reviewed on: 29th May 2025

Excellent service

Really usefulservice feels safe and always have customer service support when neededCouldn't.live without oay pal now Reviewed on: 29th May 2025

Been with Paypal over 5 years and going strong!

Have been using Paypal for over 5 years now and have never had any issues or complaints,their service and support team are quick to respond and resolve issues. Reviewed on: 29th May 2025

Satisfied customer

Satisfied with your helpfull response on occasions when required Reviewed on: 29th May 2025

Excellent Service

Excellent service, always professional and helpful, I highly recommend them. Reviewed on: 29th May 2025

Great app, lots of interest free options to pay.

Great app, lots of interest free options to pay. great investment app too. Reviewed on: 29th May 2025

Excellent service easy to manage

Excellent service easy to manage Reviewed on: 29th May 2025

Payment in 3

Payment in 3 is a great option of spreading the cost. Reviewed on: 29th May 2025

Super easy and everything intuitive in the application.

Super easy and everything intuitive in the application. Reviewed on: 29th May 2025

Rest assured

Use mainly for online shopping and eBay, has been so helpful when I’ve had issues and customer support has been great! Reviewed on: 29th May 2025

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