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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168287 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168353)

Makes payment more easy and flexible.

Makes payment more easy and flexible. Instead of waiting for pay day you can use PayPal credit. Reviewed on: 7th July 2026

Easy to use

Easy to use and accessible from a mobile Reviewed on: 7th July 2026

Amazing all round.

Amazing all round. Easy to use with no concerns. Reviewed on: 7th July 2026

Easy to set up and everything was explained clearly...

Easy to set up and everything was explained clearly every step of the way Everything I have needed to do was clear and easy to understand. Reviewed on: 7th July 2026

It’s been Positive, easy and helpful

It’s been Positive, easy and helpful Reviewed on: 7th July 2026

Happy with My PayPal Credit Experience

I've been using PayPal Credit for about three months and have had a very positive experience. I used it to buy an OPPO phone with a 24-month 0% interest promotion, which made the purchase much more affordable. I've also used it to buy Trainline tickets, and the payment process has always been quick and straightforward. Managing my account is easy, and I like having the flexibility to spread the cost without paying interest when I meet the promotional terms. Overall, I'm very happy with PayPal Credit and would recommend it to anyone looking for a convenient way to manage larger purchases. Reviewed on: 7th July 2026

Paypal helps when it comes to planning payments

Paypal helps when it comes to planning payments Reviewed on: 7th July 2026

Use it more then a decade.

Use it more then a decade. Just great. I trust Paypal. Reviewed on: 7th July 2026

Paypal is fantastic, it works so well and I know it...

Paypal is fantastic, it works so well and I know it works well because I never have to think about it. I love it, it's perfect for me I use the credit then pay the credit on time, no problem. Keep up the good work and thankyou. Reviewed on: 7th July 2026

Never a miss with PayPal Credit.

Never a miss with PayPal Credit. I take it whenever it's offered. Reviewed on: 7th July 2026

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