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PayPal: PayPal Credit reviews

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4.90
Based on 109,196 reviews, last reviewed 17th May 2026
2691000% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always there for me I always feel safer using Paypal. there are always new ideas but I don't like apps! Reviewed on: 17th May 2026
Rhianon T's avatar
Rhianon T

Latest lowest rating:

1

Every time I go use my PayPal credit card it gets de... Every time I go use my PayPal credit card it gets declined. Which is embarrassing. Reviewed on: 17th May 2026
Sonya H's avatar
Sonya H
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (109196)

I have a very positive experience with PayPal.

5
I have a very positive experience with PayPal. The service is easy to use, secure, and reliable. The transaction always is completed smoothly, and the customer support was helpful and professional. I truly appreciate the convenience and peace of mind that PayPal provides. Reviewed on: 15th May 2026
Thomas G's avatar
Thomas G

Simple to use across many platforms

5
Simple to use across many platforms Reviewed on: 15th May 2026
Richard M's avatar
Richard M

PayPal offers fast and secure payments, excellent bu...

5
PayPal offers fast and secure payments, excellent buyer protection, and easy transfers. Very convenient for everyday online shopping PayPal offers fast and secure payments, excellent buyer protection, and easy transfers. Very convenient for everyday online shopping Reviewed on: 15th May 2026
Oleg Sereper's avatar
Oleg Sereper

The PayPal credit has been fantastic.

5
The PayPal credit has been fantastic in terms of making payments for goods and services so easy and affordable for me. It enables me to spread payments and also the four month grace of interest free makes life to easy for me. Reviewed on: 15th May 2026
Kazeem BOLAJI's avatar
Kazeem BOLAJI

Never had any issues, convenient and easy to use

5
Never had any issues, convenient and easy to use Reviewed on: 15th May 2026
RH's avatar
RH

Great customer service, easy to use

5
Great customer service, easy to use Reviewed on: 15th May 2026
Jenny M's avatar
Jenny M

Peace of mind with PayPal

5
Easy to use, good offers for payments, money off etc. Any issues always resolved. Secure payments which is important in this day and age with so much fraud. Gives you peace of mind when making purchases. App is excellent, easy to navigate and well laid out. Good offers on purchases and offer great repayment options. Reviewed on: 15th May 2026
Natalie W's avatar
Natalie W

Helps me to manage larger purchases

5
Helps me to manage larger purchases so I can spread the cost over a few months. Reviewed on: 15th May 2026
Karen 's avatar
Karen

Simless and trustworthy

5
Its simless and trusthworthy. I have used them for a transaction that turned out failed by the customer but PayPal helped me recover my money and that for me is incredible. Reviewed on: 15th May 2026
Samuel l's avatar
Samuel l

Good thing to have a lot easier than your card

5
Good thing to have a lot easier than your card Reviewed on: 15th May 2026
Diane Mullen's avatar
Diane Mullen

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