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PayPal: PayPal Credit reviews

4.73
Based on 167,691 reviews, last reviewed 7th Jul 2026
1469% increase in 5 star reviews
in the past 90 days
1465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026
Amy K's avatar
Amy K

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026
KC's avatar
KC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (168674)

A great company, easy to use & setup.

5
A great company, easy to use & setup. Reviewed on: 7th July 2026

Lovely, nothing to complain about the service

5
Lovely, nothing to complain about the service Reviewed on: 7th July 2026

Easy and time saving way to pay

5
Easy and time saving way to pay. Don’t have to keep entering details just click and pay Reviewed on: 7th July 2026

Very handy to use for online purchases, uber, etc.

5
Very handy to use for online purchases, uber, etc. Is super useful for larger purchases due to special offer for extended interest free period - 4 months Reviewed on: 7th July 2026

Pay pal makes everything so easy to complete online

5
Pay pal makes everything so easy to complete online Reviewed on: 7th July 2026

Shopping made easy.

5
PayPal. make shopping easy, with various credit options to suit all needs. Reviewed on: 7th July 2026

Quick and easy to apply for credit card.

5
Quick and easy to apply for credit card. Also if you wish to speak to someone (another human that is) then that too is easy and a happy experience. Reviewed on: 7th July 2026

PayPal, a quick and secure way to spend

5
PayPal always quick and easy to use, especially with transactions and using it as a third party payment where you can feel more secure with the money you send or spend from a website you might feel looks less secure than others... PayPal boosts confidence and speeds up processes Reviewed on: 7th July 2026

Exceptional, highly recommend.

5
Exceptional, highly recommend. Great service and fast and easy to use app and online services. Reviewed on: 7th July 2026

excellent

5
I am satisfied customer , I t help me saving money Reviewed on: 7th July 2026

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