Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

View other PayPal products

4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50807)

Really good to use for those larger cost items.

Really good to use for those larger cost items. Good repayment interest rates. Also different ways to pay. Reviewed on: 29th May 2025

Easy to use and flexible payments, making life all t...

Easy to use and flexible payments, making life all that little bit easier. Reviewed on: 29th May 2025

Professional company Very good

Very professional and plenty of reminders good Reviewed on: 29th May 2025

Peace of mind above all!

I love the convenience and flexibility of paying with PayPal but above all it gives me peace of mind. I had a bad experience buying a wig from overseas which was totally misrepresented. I used PayPal dispute resolution which got me all my money back quickly and without fuss. Was very impressed! Reviewed on: 29th May 2025

I alway had no trouble with PayPal at all

I alway had no trouble with PayPal at all Reviewed on: 29th May 2025

Excellent company and I feel protected and valued

Excellent company and I feel protected and valued Reviewed on: 29th May 2025

PayPal help me build a positive credit score by faci...

PayPal help me build a positive credit score by facilitating the Pay-in-three model and giving me credit Reviewed on: 29th May 2025

Always had a good experience

Always had a good experience down to issues with purchases. Always got a refund from the supplier if goods weren’t delivered or up to scratch. Reviewed on: 29th May 2025

Brilliant customer service!

They offer flexibility and are very engaging with customers. I have had swift responses and many questions answered regarding purchases and credit enquiries. Overall I have always felt safe handling my money with PayPal. Reviewed on: 29th May 2025

I have been using PayPal for years.

I have been using PayPal for years. Happy with the service Reviewed on: 29th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.76 from 172 reviews
Payments
from PayPal 4.91 from 3600 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.00 from 1 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub