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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (169289 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (169388)

Always good

Always good caring snd safe for shopping online Reviewed on: 7th July 2026

Very easy to use and trustworthy company

Very easy and trustworthy company Reviewed on: 7th July 2026

Ease of use, simple easy plan terms to understand wh...

Ease of use, simple easy plan terms to understand what you need to pay. Like the 0% offer for purchases over £100.00 Reviewed on: 7th July 2026

Easy to use

Easy to use great pay monthly plan Reviewed on: 7th July 2026

I love paypal & the buyer protection it offers

I love paypal & the buyer protection it offers Reviewed on: 7th July 2026

very easy to apply and set up repayments, I would de...

very easy to apply and set up repayments, I would definitely recommend to others. Reviewed on: 7th July 2026

good, except statements & charges are not clear.

good, except statements & charges are not clear. Reviewed on: 7th July 2026

4 months 0% interest and it accessible especially wh...

4 months 0% interest and it accessible especially when u are in a budget and u need to get things urgent you can access it and pay later Reviewed on: 7th July 2026

It was great experience

It was great experience to using this Reviewed on: 7th July 2026

Pay in 3 is great to use

Always a good experience, pay in three is what I use most. I would recommend this to my friends and family. Never had any issues paying or repaying wit pay in 3 Reviewed on: 7th July 2026

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