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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 50,807 reviews, last reviewed 1st Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026
Gabriela O's avatar
Gabriela O

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026
Lui R's avatar
Lui R
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Very easy to use.

5
Very easy to use. Never had any issues. Reviewed on: 29th May 2025
Georgi Pendov 's avatar
Georgi Pendov

Great experience.

5
Great experience.... multiple payment choices, and multiple ways to pay back. Reviewed on: 29th May 2025
Nazim B's avatar
Nazim B

I’ve had PayPal account for many years running.

5
I’ve had PayPal account for many years running. Initially I used pay in 3 and it worked smoothly for me over time until I opened a credit account. I like the fact that they are responsive to issues like when suppliers either fail to deliver or deliver faulty goods or products. My personal experience with the customer services is remarkable and can be reached 24/7. Reviewed on: 29th May 2025
Sylvanus Agu's avatar
Sylvanus Agu

Happy Shopper

5
All my experiences with paypal has been very good. I prefer to pay with papal than using my bank card it feels safer, especially online. I love the options I get to spread payments over 3 months without interest or buy direct from my bank card. I love that you are kept informed of all movements on my account. Reviewed on: 29th May 2025
Paulette M's avatar
Paulette M

Nice and easy, no hassle good value

5
Nice and easy, no hassle good value Reviewed on: 29th May 2025
Alex R's avatar
Alex R

Great experience.

5
Great experience. Everything works well. Reviewed on: 29th May 2025
Piotr P's avatar
Piotr P

Great credit limit, never any issues with payments.

5
Great credit limit, never any issues with payments. Reviewed on: 29th May 2025
Fox's avatar
Fox

Always a make a payment with Paypal...

5
Always very easy to pay especially pay in 3 monthly instalments without interest charged. Also Paypal Credit useful for larger purchases and very helpful when you contact customers service. Reviewed on: 29th May 2025
Peter D's avatar
Peter D

Excellent customer service and Support when customer...

5
Excellent customer service and Support when customers are in need. Reviewed on: 29th May 2025
M Martins 's avatar
M Martins

easy to use, flexible, payment options to suit

5
easy to use, flexible, payment options to suit given transaction Reviewed on: 29th May 2025
Tom M's avatar
Tom M

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