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PayPal: PayPal Credit reviews

4.73
Based on 181,136 reviews, last reviewed 30th Aug 2026
7% decrease in 5 star reviews
in the past 90 days
5% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026
Ako's avatar
Ako

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181136)

Such a positive experience every time!

5
Such a positive experience every time! Reviewed on: 14th July 2026

Easy application .

5
Easy to apply for and review and make payments. Reviewed on: 14th July 2026

Very easy to use and if you get Eny problems they he...

5
Very easy to use and if you get Eny problems they help you Reviewed on: 14th July 2026

Its been really helpful, and made buying things much...

5
Its been really helpful, and made buying things much easier. Reviewed on: 14th July 2026

Easy to set up and a easy to use app.

5
Easy to set up and a easy to use app. Reviewed on: 14th July 2026

Definitely Recommend

5
Very easy to make payments and also resolve problems very quickly... Would recommend to family and friends..will continue using .. Reviewed on: 14th July 2026

PayPal Credit has been incredibly useful

5
PayPal Credit has been incredibly useful and has made managing larger purchases much easier. The application process was straightforward, and being able to spread the cost gives me much more flexibility without the hassle. It's simple to use, payments are easy to manage through the app, and it's been a really convenient way to budget. Overall, it's a reliable service that has made life much easier, and I'd happily recommend it to anyone looking for a flexible payment option. Reviewed on: 14th July 2026

Ease of use and I like that you can spread the cost...

5
Ease of use and I like that you can spread the cost with 0%. The app is very informative and is very easy to navigate. Reviewed on: 14th July 2026

It’s Paypal - it works fine, don’t worry.

5
It’s Paypal - it works fine, don’t worry. Reviewed on: 14th July 2026

Love paypal very easy to use neverva problem

5
Love paypal very easy to use neverva problem Reviewed on: 14th July 2026

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