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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 109,271 reviews, last reviewed 17th May 2026
2694450% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Personally or for Business, PayPal delivers for us. For me personally, and separately for the community of PayPal users that orbit my Club, PayPal is THE essential everyday payment service we rely upon.... Read more Reviewed on: 17th May 2026
Gareth Chillingworth's avatar
Gareth Chillingworth

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109271)

Over all good service, but I did have issues with li...

4
Over all good service, but I did have issues with linking my revolut card, which caused some missed payments and lower credit score Reviewed on: 15th May 2026
Arturs G's avatar
Arturs G

I love to use PayPal credit makes payments so much e...

5
I love to use PayPal credit makes payments so much easier spreading the cost, no more big payments, I would definitely recommend especially if you can't afford to pay in full on the day, also low interest rates compared to other companies. Reviewed on: 15th May 2026
Chris q's avatar
Chris q

Simple enough

5
Simple enough to use. Easy login. Many vendors allow its use Reviewed on: 15th May 2026
Jenny S's avatar
Jenny S

Excellent Paypal

5
Very good ,easy to use ,the app is very user friendly and i know when payments are coming up. I would highly recommend. Reviewed on: 15th May 2026
Paul s's avatar
Paul s

It is very easy to use and making payments is...

5
It is very easy to use and making payments is simple Reviewed on: 15th May 2026
Susan S's avatar
Susan S

Good service, no problems, easy to use

4
Good service, no problems, easy to use Reviewed on: 15th May 2026
Carina M's avatar
Carina M

Broken fridge freezer.

4
Our fridge freezer finally gave up the ghost and having 6 people in the family we needed one quickly. We found one we liked but wasn’t cheap, PayPal was offering interest free with pay in four months which was perfect for us, this meant we could have the item straight away and spread the cost. Reviewed on: 15th May 2026
Mark J's avatar
Mark J

Service is great helpful staff easy to use great app.

5
Service is great helpful staff easy to use great app. Reviewed on: 15th May 2026
J4y Rich's avatar
J4y Rich

Was tricky to change my address a few years ago

5
Was tricky to change my address a few years ago Reviewed on: 15th May 2026
Rachel S's avatar
Rachel S

Very aminzing condition i tell everyone please try...

5
Very aminzing condition i tell everyone please try it thanks u so much for your help Reviewed on: 15th May 2026
Kashif z's avatar
Kashif z

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