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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Nice one

Never had any issues, simple to use and make payments Reviewed on: 29th May 2025

Great for different currencies!

PayPal is a great way to get consumer protection, have a bit of help with paying for pricier items and above all, it is very convenient for facilitating payments between different currencies with friends and family abroad. Reviewed on: 29th May 2025

I have used PayPal for many years and find it a very...

I have used PayPal for many years and find it a very simple easy system to use. Reviewed on: 29th May 2025

It’s been okay with dealing with customer problems

It’s been okay with dealing with customer problems Reviewed on: 29th May 2025

Fluid way to pay - good retailer collabs and offers;...

Fluid way to pay - good retailer collabs and offers; great support for both buyers and sellers Reviewed on: 29th May 2025

Very good service.

Make it easy to buy expensive stuff with pay in 3. Reviewed on: 29th May 2025

Paypal Not Just For Men

Paypal is an excellent, secure way to pay for goods with 0% interest options and customer service is always very knowledgeable and efficient. Reviewed on: 29th May 2025

Everything runs smoothly and I am kept updated

Everything runs smoothly and I am kept updated with any changes or offers Reviewed on: 29th May 2025

PayPal Credit is very easy to use and very clear on...

PayPal Credit is very easy to use and very clear on how it works, and when payments are due. Also Customer Service is excellent, when I had an issue with not recieving a product they helped to sort it very swiftly. Would recommend PayPal Credit. Reviewed on: 29th May 2025

PayPal is the best

Easy to deal with, prompt in answering. Reviewed on: 29th May 2025

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