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PayPal: PayPal Credit reviews

4.73
Based on 181,136 reviews, last reviewed 30th Aug 2026
7% decrease in 5 star reviews
in the past 90 days
5% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026
Ako's avatar
Ako

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181136)

The service is easy to use , efficient and trusted...

5
The service is easy to use , efficient and trusted Reviewed on: 14th July 2026

Amazing, easy to use and all round accessible.

5
Amazing, easy to use and all round accessible. I love the features but simplicity in its use. Very happy customer! Reviewed on: 14th July 2026

Security of the heart

5
Been using PayPal for a long time and can not recommend it enough. I know that whatever I pay for is secure and guaranteed to get where it needs to go and if anything I pay does not arrive PayPal is there to sort it without any hassle. Reviewed on: 14th July 2026

I used for many years and I was under stress and fel...

5
I used for many years and I was under stress and felt safe Reviewed on: 14th July 2026

Simple, fast and reassuring

5
Very easy to use makes all payment process so smooth Reviewed on: 14th July 2026

Good service provided and excellent customer service

5
Good service provided and excellent customer service Reviewed on: 14th July 2026

Fab service so easy to use and the points you can ea...

5
Fab service so easy to use and the points you can earn apending is the best reward scheme out there Reviewed on: 14th July 2026

I didn’t get my wages and it helps me in difficult t...

5
I didn’t get my wages and it helps me in difficult time Reviewed on: 14th July 2026

Helps keep finance details secure

5
I love using PayPal for online payments as it means I don’t have to share my finance details, thus reducing risk of scams and my data being exposed Reviewed on: 14th July 2026

Great product, easy to use and love the experience

5
Great product, easy to use and love the experience Reviewed on: 14th July 2026

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