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PayPal: PayPal Credit reviews

4.90
Based on 109,308 reviews, last reviewed 17th May 2026
2696050% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great, no complaints Great, let’s me make big purchases without the stress. Reviewed on: 17th May 2026
Grace C's avatar
Grace C

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109308)

Makes paying securely online so simple

5
Makes paying securely online so simple Reviewed on: 15th May 2026

Excellent

5
Brilliant service so handy and easy to use Reviewed on: 15th May 2026

Always there when I need it

5
Each time I am in need of making the payments manageable the option is there. And the interest 0 is saving me so much as I am going through a very difficult period. Thank you. Reviewed on: 15th May 2026

transactions have been this easy before.

5
It has been very helpful and PayPal has made transactions very interesting and convincing and great Reviewed on: 15th May 2026

PayPal is my trusted go to for safe online purchases...

5
PayPal is my trusted go to for safe online purchases, great support when things don't go as planned. I have used PayPal for years to help me budget and spread the cost of special purchases, would definitely recommend. The statements are easy to follow and easy to access so I can keep an eye on my transactions and payments. A great company and a great service. Reviewed on: 15th May 2026

Used Paypal credit for years.

5
Used Paypal credit for years. Staff have always been very helful. Reviewed on: 15th May 2026

gteat used online and abroad.

5
gteat used online and abroad.no idsues Reviewed on: 15th May 2026

All rounder

5
Very easy to apply for credit and we can use it in most of the shopping site. Reviewed on: 15th May 2026

Paypal a god send for making and recieving payments

5
Paypal has been a god send payments are secure and i feel safe using them i have the added extra that i can pay later for items too which helps on larger items and i have the joy of sending money to friends and family if i need to perfect all round Reviewed on: 15th May 2026

PayPal is a lifeline.

5
PayPal is a lifeline. Soo safe and secure. Reviewed on: 15th May 2026

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Help others make smarter decisions by sharing your own experience. Write a review