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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (169735)

No brainer

5
Always easy payment process, great support if any issues with purchases. Safest payment process I've always used for purchases. Reviewed on: 7th July 2026

Very good overall experience.

4
Very good overall experience. 0% finance is a great means of paying for certain items. Reviewed on: 7th July 2026

It’s helpful for me to gift my wife

5
It’s helpful for me to gift my wife Reviewed on: 7th July 2026

Good easy way to get credit.

4
Good easy way to get credit. But the interest is on the high side. If you don't desperately need credit then there are plenty of cheap options. This is by far one of the easiest........................ Reviewed on: 7th July 2026

tipsonvenient, safe, way of paying for anything online.

5
Convenient, safe, way of paying for anything online. Never had any issues just satisfaction a great platform to choose, with pay in 3, PayPal credit interest free for 4 months, who could ask for anything more. Reviewed on: 7th July 2026

New & Improved!

4
I generally find PayPal to be very good at what they do. I had a few minor problems in the past, but these days they rarely make any errors.So I am genera6very happy. Reviewed on: 7th July 2026

Excellent credit option

5
Excellent credit option, good reward points. Boost credit score Reviewed on: 7th July 2026

Easy to deal with with good payment options and simp...

5
Easy to deal with with good payment options and simple steps to pay Reviewed on: 7th July 2026

PayPal provides great service, customer service and...

5
PayPal provides great service, customer service and services. They appreciate my service by providing great service(s). Reviewed on: 7th July 2026

Good service from Paypal.

4
Good service from Paypal. Have not had any problems Reviewed on: 7th July 2026

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