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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109341 reviews)

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4.90

Based on 109,341 reviews, last reviewed 17th May 2026

2697550% increase in 5 star reviews

in the past 90 days

7950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always great communication, easy to understand How t... Always great communication, easy to understand How to pay using PayPal and easy to ask questions Reviewed on: 17th May 2026

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109341)

Using PayPal is so easy and you have the choice to p...

Using PayPal is so easy and you have the choice to pay straight away, pay in 3 or add to your account. I’ve had a few items I’ve had to raise an issue with and PayPal dealt with them quickly and efficiently Reviewed on: 15th May 2026

Aram Review

I’m a confident and responsible shopper who regularly uses PayPal for both online and in-store purchases. The platform makes transactions smooth, fast, and secure, and I appreciate how easy it is to manage payments in one place. I’m very comfortable with digital payments and always follow safe shopping practices. PayPal gives me confidence when purchasing from different retailers because of its reliability, buyer protection, and simple checkout experience. Overall, it has made my shopping experience much easier and more convenient. Reviewed on: 15th May 2026

Great options, no extra cost and easy to apply

Great options, no extra cost and easy to apply Reviewed on: 15th May 2026

Since I have been using PayPal never had any problem.

Since I have been using PayPal never had any problem. It is the most safe and simpler to use to buy goods. Reviewed on: 15th May 2026

Ease of use and convenience.

I’ve been using PayPal Credit for a while now, and the convenience is the main reason I stick with it. It’s basically invisible credit—since it’s already part of my account, I just click a button at checkout and I’m done, with no need to go find my wallet or type in card details. The automatic interest-free period for a few months on larger spends is really handy for splitting up big bills without any extra paperwork. It’s obviously not perfect because you can only use it at shops that take PayPal and the interest is pretty steep if you don't pay it off in time, but for quick online shopping, it’s a very low-effort way to manage your money. Reviewed on: 15th May 2026

Reliable

Reliable, fast, easily negotiated.. Reviewed on: 15th May 2026

PayPal always offer customer with interest free paym...

PayPal always offer customer with interest free payment in a couple of months, that is an excellent help to tackle financial pressure. Reviewed on: 15th May 2026

Everything is straightforward and hassle free.

Everything is straightforward, I have never encountered an issue in my years of dealing with PayPal. Everything is on point. Reviewed on: 15th May 2026

Very trustworthy - easy to use, probably my most use...

Very trustworthy - easy to use, probably my most used form of online payment - app is easy to navigate Reviewed on: 15th May 2026

Safe way to purchadeof making an online purchade

It’s such a safe way of making an online purchade Reviewed on: 15th May 2026

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