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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

PayPal Credit and PayPal in general has been very he...

PayPal Credit and PayPal in general has been very helpful Reviewed on: 29th May 2025

Great team

Very good and reliable always in the top of any problem Reviewed on: 29th May 2025

Excellent service and safe payment method.

Excellent service and safe payment method. I always use paypal Reviewed on: 29th May 2025

Love the 4 months IFC makes it really easy to plan s...

Love the 4 months IFC makes it really easy to plan spending Reviewed on: 29th May 2025

It made purchasing a new laptop possible which was h...

It made purchasing a new laptop possible which was hugely important to my education Reviewed on: 29th May 2025

Is one of the best app I've ever used

Is one of the best app I've ever used Reviewed on: 29th May 2025

It has helped me manage my money as a student smooth...

It has helped me manage my money as a student smoothly, everything is clear and easy to navigate as well as it will allow you to be careful with money with no worries. You can also transfer money around easily. Reviewed on: 29th May 2025

Always reliable and customer services are easy to...

Always reliable and customer services are easy to approach and always ready to resolve the issue or problem Reviewed on: 29th May 2025

PayPal has honestly been a lifesaver for me especial...

PayPal has honestly been a lifesaver for me especially during some of the most stressful times, like moving house and managing life as a university student. When I was moving, it made splitting bills and sending money to housemates so simple. I didn’t have to worry about cash or bank details just a quick PayPal transfer and it was sorted. It also helped me buy furniture and essentials online without needing to enter my card info each time, which saved me a lot of time. As a student, budgeting and staying on top of spending was hard, but PayPal’s transaction history and instant notifications helped me keep track of everything. Plus, the buyer protection gave me peace of mind when ordering textbooks or supplies online. It’s secure, easy to use, and works seamlessly with my bank and cards. I genuinely don’t know how I would’ve managed without it! Reviewed on: 29th May 2025

Flight tickets purchase with PayPal credit

I always purchase my flight tickets with PayPal Credit, so I have 4 months to pay them off. It’s very convenient. Reviewed on: 29th May 2025

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