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PayPal: PayPal Credit reviews

4.90
Based on 109,366 reviews, last reviewed 17th May 2026
2698650% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and easy to use. Quick and easy to use. Came in handy when using the 4 months interest free option so I could pay back in installments. Reviewed on: 17th May 2026
N Lloyd's avatar
N Lloyd

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109366)

Great experience, easy to use , quick money transfer...

5
Great experience, easy to use , quick money transfer, fanstastic option payment pay in 3 Reviewed on: 15th May 2026

PayPal winners

5
Easy to use, never had any issues when using it. Fast simple and effective. Reviewed on: 15th May 2026

Veru good flexible for me to pay later

5
Veru good flexible for me to pay later Reviewed on: 15th May 2026

Veryeasy to use, accessible and usable across multip...

5
Veryeasy to use, accessible and usable across multiple types of purchases, makes online shopping secure Reviewed on: 15th May 2026

I have been helped with paying in 4 instalments whic...

5
I have been helped with paying in 4 instalments which have been a huge help Reviewed on: 15th May 2026

Help with finance

5
Great financial help when I needed it always there Reviewed on: 15th May 2026

Fast payment, easy to send a friend

5
Fast payment, easy to send a friend Reviewed on: 15th May 2026

Everything is very easy to deal with

5
Everything is very easy to deal with Reviewed on: 15th May 2026

good service

5
Very good service, pay in 4 on many options Reviewed on: 15th May 2026

Good for customer service and for helping with any r...

5
Good for customer service and for helping with any refund or problems. Reviewed on: 15th May 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review