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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 109,400 reviews, last reviewed 17th May 2026
2700250% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant I just wanted to say PayPal has been really good for me — it’s easy to use, reliable, and I’ve always felt safe making payments through it. Anytime I’... Read more Reviewed on: 17th May 2026
MS S's avatar
MS S

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109400)

Great experience really good customer service and al...

5
Great experience really good customer service and alot of feature to use i like paypal it is also very easy to use Reviewed on: 15th May 2026
Mercy A's avatar
Mercy A

It's always been helpful.

5
It's always been helpful. Easier time at most checkouts, PayPal Credit has been helpful and Pay-in-3 has made a lot of purchases far simpler to handle financially. Reviewed on: 15th May 2026
Michael H's avatar
Michael H

Quick and easy

5
It was quick and easy to apply for PayPal credit. Reviewed on: 15th May 2026
Anna D's avatar
Anna D

Great experience and easy to use

5
Great experience and easy to use Reviewed on: 15th May 2026
James T's avatar
James T

Never any issues, able to contact when I’ve needed to.

5
Never any issues, able to contact when I’ve needed to. Reviewed on: 15th May 2026
Chelsea Martin-Hunt's avatar
Chelsea Martin-Hunt

Excellent

5
Very easy and secure to use in many places. Reviewed on: 15th May 2026
Sarah 's avatar
Sarah

Five star

5
Everything very quick and easy steps to follow Reviewed on: 15th May 2026
Iozsef Ambrus's avatar
Iozsef Ambrus

Pay pal has made my financial life manageable.

5
Pay pal has made my financial life manageable. The flexibility of payments without interest charged has made me to relax less stress. I now trust PayPal more than another bank Reviewed on: 15th May 2026
Innocent M's avatar
Innocent M

Always resolved my issues quickly.

5
Always resolved my issues quickly. Never had any problems with them. Reviewed on: 15th May 2026
Anna K's avatar
Anna K

I think it’s a great service and easy to uuse.

5
I think it’s a great service and easy to uuse. Reviewed on: 15th May 2026
Rich b's avatar
Rich b

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