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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181137 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181137)

Paypal has always been beneficial to my financial help

Paypal has always been beneficial to my financial help Reviewed on: 13th July 2026

Helps manage my bills over the month if purchases ar...

Helps manage my bills over the month if purchases are necessary Reviewed on: 13th July 2026

Not a bad time always helpful to get you the...

Not a bad time always helpful to get you the help Reviewed on: 13th July 2026

Its been good

Its all been good from the beginning never had a problem Reviewed on: 13th July 2026

100% positive never had any problems with PayPal

100% positive never had any problems with PayPal Reviewed on: 13th July 2026

Long term Customer

I’ve had PayPal Credit for years and it always comes in handy for mainly online purchases where I don’t want to use or can’t use my Klarna Card I’ve recently added a PayPal Credit Virtual Card to my Apple Pay which will come in use for a hair cut I’m getting and by using PayPal Credit rather than my Klarna I feel have have more control over how and when I pay that balance off Reviewed on: 13th July 2026

They’re really good

Never had any problems with PayPal, just had one little hiccup once when I couldn’t transfer money, rang them up and they explained the situation straight away and problem was sorted really quick and efficiently Reviewed on: 13th July 2026

Happy Great

Great really easy to use and fast Reviewed on: 13th July 2026

So flexible easy payments but could improve with sta...

So flexible easy payments but could improve with statements and points system still indicating as pending.... Reviewed on: 13th July 2026

Grate pal

Grate in every aspect of money safety Reviewed on: 13th July 2026

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