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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (170416 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (170496)

Easy payment options, good support

Easy payment options, good support Reviewed on: 8th July 2026

Ease of purchase

Without this facility many items would be unaffordable. I’ve used this to purchase items when finances have been tight. Reviewed on: 8th July 2026

For those bigger buys it is a great way to spread th...

For those bigger buys it is a great way to spread the cost. Essential in these harder times! Reviewed on: 8th July 2026

Easiest financial app to understand and use

PayPal services and the app is easy to use and navigate. The charges are clear for all services should you use them. Most websites accept PayPal which makes life so easy Reviewed on: 8th July 2026

PayPal is very convenient to use.

PayPal is very convenient to use. Additionally, the flexibility of repaying before the due date makes it even more appealing. For instance, the pay-in-3 credit allows users to settle each instalment early. It is quick and easy to use. Reviewed on: 8th July 2026

PayPal credit is a great option to help spread the p...

PayPal credit is a great option to help spread the payments. It’s a hassle free and provides excellent value.. the option to pay more than the monthly cost allows the freedom to reduce the number of payments or not. Reviewed on: 8th July 2026

Having PayPal credit I have been able to do things I...

Having PayPal credit I have been able to do things I need to do when funds are low. it’s affordable @ quick & easy to use. Reviewed on: 8th July 2026

Budgeting Credit

Been extremely beneficial using PayPal as a service for managing and budgeting our spending, especially for larger costing items Reviewed on: 8th July 2026

A safe way to pay

Used PayPal for years and it feels like a safe way of paying for things in the modern world Reviewed on: 8th July 2026

This service has been really easy to set up with no...

This service has been really easy to set up with no issues whatsoever Reviewed on: 8th July 2026

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