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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Love paypal

Love sing PayPal I feel protected and it’s so easy to use. I wish they had a card to use PayPal credit when I’m out and about! Great service Reviewed on: 29th May 2025

This has been a really useful tool for managing the...

This has been a really useful tool for managing the odd larger expense - super easy and convenient. I always feel super safe when shopping via PayPal and it is my preferred method - great service! Reviewed on: 29th May 2025

Easy to use and gives you flexibility

Easy to use and gives you flexibility Reviewed on: 29th May 2025

Pay pal Kredyt is the best credit application

Oto tłumacze Pay pal Kredyt is the best credit application I’ve ever used. It’s simple, fast, and user-friendly. Reviewed on: 29th May 2025

A convenient credit option

I’ve been using PayPal Credit for several years now, and overall, it’s been a reliable and handy digital financing tool—especially for online purchases. It’s essentially a revolving credit line attached to your PayPal account, and it’s incredibly convenient if you’re already using PayPal regularly (which, let’s face it, most of us are!). Reviewed on: 29th May 2025

Used PayPal for 10years

Used PayPal for 10+ years and never had an issue Reviewed on: 29th May 2025

Easy to set up & track payments.

Easy to set up & track payments. Would definitely use it again and recommend to anyone who wants to spread the cost of a larger purchase. Reviewed on: 29th May 2025

Very Good Service.

Very Good Service. User friendly. Reviewed on: 29th May 2025

Very happy with service i received will be recomm...

Very happy with service i received will be recommending to my family and friends Reviewed on: 29th May 2025

Never had a problem with PayPal credit- great deals...

Never had a problem with PayPal credit- great deals available. Reviewed on: 29th May 2025

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