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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (170634 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (170713)

Simple to use

Simple and straightforward to use Reviewed on: 8th July 2026

Seamless transactions

Sharing my positive experience using your platform, I find the PayPal website very easy to navigate, and the payment process is consistently seamless. Furthermore, I appreciate the peace of mind that comes with knowing my transactions are processed safely. Your security features are truly second to none. Reviewed on: 8th July 2026

Its just reliable way to pay for online shopping

Its just reliable way to pay for online shopping Reviewed on: 8th July 2026

PayPal provides an excellent service.

PayPal provides an excellent service. User friendly website and very helpful customer service Reviewed on: 8th July 2026

No matter what you purchase it is fast and simple an...

No matter what you purchase it is fast and simple and safe also if you have any issues you are coverd by purchase guaranteed Reviewed on: 8th July 2026

I love PayPal's features

I've been a PayPal customer for decades and think it's really reliable and feature full, specially with PayPal Credit and Pay in 3 which provide me great flexibility. The only place where I think PayPal credit could improve is if it provided us with an ability to amend recent payments to say PayPal Pay in 3 or PayPal credit. For example if I make a bid on eBay or something, it uses PayPal but won't let me pick which payment method I want. This is the only thing I would consider a drawback amongst PayPal's features and flexibility in how I want to pay. It also helps me make purchases abroad where they may not accept an international address which can lead to AVS declines and therefore transaction may be denied by vendors who want to be careful and just causes a mess, which PayPal helps prevent. Reviewed on: 8th July 2026

Easy transactions.

Easy transactions. No complicated ways to pay and get refund Reviewed on: 8th July 2026

I use PayPal every week, I can spread payments out e...

I use PayPal every week, I can spread payments out easily. I like that now I have a virtual card and I can earn points Reviewed on: 8th July 2026

Simple and swift

It’s the process that makes the difference, PayPal is super simple and straightforward, quick and efficient. A more plus in today’s busy world. Reviewed on: 8th July 2026

Option for flexible payment, one click payment Optio...

Option for flexible payment, one click payment Option and easy to understand layout of the App Reviewed on: 8th July 2026

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