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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 109,433 reviews, last reviewed 17th May 2026
2701900% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to read terms and understand what is required. Easy to read terms and understand what is required. Good benefit with 4 month interest free. Reviewed on: 17th May 2026
Jade G's avatar
Jade G

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (109433)

Very happy with the service, I get 4 months interest...

5
Very happy with the service, I get 4 months interest free credit on spending over £100, pay in 3, PayPal debit card, credit card options. Reviewed on: 15th May 2026
Jak Chowdhury 's avatar
Jak Chowdhury

Easy to use app

5
Easy to use app. Set up & in my wallet Reviewed on: 15th May 2026
Alison D's avatar
Alison D

A very handy method of paying !

5
I always use PayPal when ever I get the opportunity as I feel safer when making a purchase.... also I have used the pay in 3 option to spread the cost on larger purchases, which has helped me with my monthly budget. Reviewed on: 15th May 2026
Viv's avatar
Viv

Always had good support.

4
Always had good support. When ever I have needed PayPal they have always helped Reviewed on: 15th May 2026
Kirsty D's avatar
Kirsty D

PayPal helped improve my credit with reviews on how...

5
PayPal helped improve my credit with reviews on how I managed my accoun Reviewed on: 15th May 2026
Maria T's avatar
Maria T

Always happy to use and is easy,

5
Always happy to use and is easy, Reviewed on: 15th May 2026
Francisca o's avatar
Francisca o

Great customer service I received

5
Great customer service I received Reviewed on: 15th May 2026
Catherine d's avatar
Catherine d

Really happy , regular updates and limited increases

5
Really happy , regular updates and limited increases Reviewed on: 15th May 2026
Ms T's avatar
Ms T

Outstanding Support That Truly Cares

5
I recently had an issue with a transaction on [PayPal] and I was genuinely impressed by the level of customer service I received. From the moment I contacted support, the representative was professional, patient, and extremely helpful. They listened carefully to my concerns, explained everything clearly, and resolved the issue much faster than I expected. What stood out most was how friendly and understanding the support team was throughout the entire process. They made me feel valued as a customer and ensured I was updated every step of the way. It’s rare to find a company that combines efficiency with such a personal touch. Thanks to their amazing customer service, I feel even more confident using PayPal for my online transactions. Highly recommended for anyone looking for a secure platform backed by a team that truly cares about its customers. Reviewed on: 15th May 2026
Sakshi Singh's avatar
Sakshi Singh

Happy user

5
Never had any problems, everything works as it should. Reviewed on: 15th May 2026
Mariusz T's avatar
Mariusz T

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